Experience

AMERICREDIT FINANCIAL SERVICES, INC.

• United States
• Financial Services
• 1 - 100 Employee

• Senior Credit Analyst

  • Mar 2022 - Present

  • Create and maintain strong dealership relationships resulting in an increase in volume and quality objectives. • Review monthly generated reports (Power BI dashboard) on dealership metrics, providing insight on both risk and application quality. • Underwrite subprime auto loans: including researching and analyzing credit risk based on history and internal metrics, verifying identity, confirming lending ratios are in line, then approving or declining extension of credit. • Create and maintain strong dealership relationships resulting in an increase in volume and quality objectives. • Review monthly generated reports (Power BI dashboard) on dealership metrics, providing insight on both risk and application quality. • Underwrite subprime auto loans: including researching and analyzing credit risk based on history and internal metrics, verifying identity, confirming lending ratios are in line, then approving or declining extension of credit.



Credible

• United States
• Financial Services
• 100 - 200 Employee

• Mortgage Loan Officer Coordinator

  • Aug 2020 - Feb 2022

  • Coordinated between clients and lenders throughout the entire loan process to ensure quality and standards were met. • Reviewed and corrected any inconsistencies between upfront application vs documentation provided with client before submitting initial loan package. • Coordinated between clients and lenders throughout the entire loan process to ensure quality and standards were met. • Reviewed and corrected any inconsistencies between upfront application vs documentation provided with client before submitting initial loan package.



Sheffield Financial, a division of Truist Bank. Member FDIC.

• United States
• Banking
• 100 - 200 Employee

• Loan Officer II

  • Dec 2015 - Aug 2020

  • Utilized financial analysis techniques and internal software to assess credit risk. • Collaborated with risk department to ensure proper BSA & AML protocols were in place and followed. • Utilized financial analysis techniques and internal software to assess credit risk. • Collaborated with risk department to ensure proper BSA & AML protocols were in place and followed.