Experience

Retired
• Machinery Manufacturing
• 700 & Above Employee
• Retired

  • May 2022 - Present


JPMorgan Chase Bank N. A.

• Germany
• Banking

• Monitoring Credit Coordinator - Business Banking

  • Jul 2020 - May 2022

  Client Service Business BankingBusiness Banking focuses on business with revenues of $3mm through $30mm.

• Credit Coordinator - Business Banking

  • Mar 2012 - Jul 2020



JPMorgan Chase Bank, N.A.

• United States
• Financial Services
• 200 - 300 Employee

• VP Business Banking

  • Mar 2010 - Mar 2012

  Business Banking focuses on businesses with revenues of $3 million through $30 million. Business Banking focuses on businesses with revenues of $3 million through $30 million.



Bank of America

• United States
• Banking
• 700 & Above Employee

• VP & Senior Client Manager

  • Jan 1998 - Apr 2009

  Premier Banking & Investments 1/1998 – 4/2009 VP & Senior Client Manager Atlanta, GA; Midtown and Buckhead offices • Grew my portfolio to 400 relationships with total value of $242 million ($105 million outstanding credit balances + $88 million deposits +$49 million in investment balances). 45% of the clients in my portfolio have been my clients for 5 years or longer. • Averaged $15.7 million in loan production for 2006-2008. • Ranked in top third by performance in terms of credit production, organic investment and deposit growth, and client satisfaction with 2300+ peers nationally from 2004 through 2007. • Ranked in top 10% by performance in terms credit production, organic investment and deposit growth and client satisfaction with 2300+ peers nationally in 2006. • Consistently had client satisfaction scores of 80%. • Assisted Market Manager from January 2005 to February 2009 with 14 other client managers by providing other client managers assistance on pricing and credit approval structuring. • Have business lending experience with business loans from $50,000 through $2,000,000.



NationsBank N. A.

• United States

• VP & client manager

  • Feb 1992 - Dec 1997

  (NationsBank became Bank of America in 1/1998) Professional & Executive Banking division 2/1992-12/1997 Vice President & Relationship Manager Atlanta, GA; Downtown and Midtown offices • Grew portfolio to 250 clients with $20 million in outstanding loans. Client base of individuals, professional firms and businesses. • Underwrote business lines and term loans for medical practices and law firms and other businesses and handled the secured and unsecured borrowing needs of the owners and other wealthy clients. • Sold treasury management services. • 1997 4th Quarter Highest Ranking (96%) on Customer Service Quality Survey; 3rd Quarter #1 in Treasury Management Fees and Total Fee Income for Ga. Division. • 1995 Top Relationship Manager for production 4th Quarter 1995. • 1994 named Best Team Player and Coach for Georgia Professional & Executive Banking. • 1992 #3 in Sales Performance for Georgia Professional & Executive Banking.



C&S National Bank

• United States
• Investment Management

• VP & Private Banking Center Manager

  • Apr 1985 - Jan 1992

  (NCNB and C&S National Bank became NationsBank in 2/1992) Private Banking; 10/1987-1/1992 VP & Private Banking Center Manager; Atlanta, GA; Midtown office • Opened new Private Banking office location and managed 4 individuals. Grew office from $0 to $14.8 million in committed loans with $11 million outstanding. • Underwrote credit deals for myself and 2 other lenders and presented deals to our Market Manager and Senior Credit Officer for approval. • Above Satisfactory audit and credit exams for 4+ years that I managed the center. Center consolidated with another office when bank merged with NCNB and became NationsBank in 2/1992. ________________________________________________________ Private Banking; 4/1985-9/1987;VP & Relationship Manager; Atlanta, GA; Downtown office • Focused on obtaining deposits, credit and investment business of professionals, corporate executives, entrepreneurs, and businesses of the preceding individuals. • Grew my loan portfolio from $0 to $8 million. • Underwrote credit proposals and presented them for approval. • Responsible for reviewing and maintaining credit quality of portfolio with quarterly and annual reviews.



Citizens & Southern National Bank

• United States
• Technology, Information and Internet

• Commercial Lending Officer & AVP

  • Jun 1979 - Apr 1982

  South Metro Division; 4/1982-4/1985; Commercial Lending Officer & AVP; South Metro Atlanta, GA • Built new loan portfolio of $5 million composed of businesses, professional firms and owners’ personal banking business at Commercial Center located in East Point, GA that had market of south Fulton County, Clayton County, Henry County and Fayette County. • Handled a variety of business lines and term loans, including providing financing for relocating a car dealership from south Fulton County to north Fulton County. • Underwrote credit proposals and presented them for approval. • Responsible for reviewing and maintaining credit quality of portfolio with quarterly and annual reviews. • Was top Deferred Income Trust Salesperson for Georgia in 1984. _____________________________________________________ Credit Services and Credit Administration Division 6/1979-4/1982 Commercial Lending Management Associate Trainee Atlanta, GA • Served as Credit Analyst in the SBA Department 1/1982 - 4/1982; Analyzed loan requests and prepared annual review packages for lenders. • Student in bank’s Commercial Credit School conducted by Georgia State University finance and accounting professors and then was credit analyst for Commercial Division lending officers 4/1981 – 1/1982. • Trainee in Southeastern Accounts in Commercial Division and trainee at Little Five Points and Howell Mill banking centers 6/1979 – 4/1981.