Experience

MidCap Financial

• United States
• Financial Services
• 200 - 300 Employee

• Director - Leveraged Finance

  • Aug 2022 - Present

  Bethesda, Maryland, United States



Farmer Mac

• United States
• Financial Services
• 100 - 200 Employee

• Institutional Credit Underwriter

  • Jul 2020 - Apr 2021

  Denver, Colorado, United States Institutional Credit Underwriter Analyzed the financial condition and performance of prospective borrowers including financial institutions, investment companies, REITs, and agricultural borrowers. Recommended appropriate credit structure and exposure to loan committee. • Implemented and tested a new credit rating framework, assigning new ratings to the majority of the commercial loan portfolio. • Provided commodity/industry research for loan decision purposes in areas of corporate… Show more Institutional Credit Underwriter Analyzed the financial condition and performance of prospective borrowers including financial institutions, investment companies, REITs, and agricultural borrowers. Recommended appropriate credit structure and exposure to loan committee. • Implemented and tested a new credit rating framework, assigning new ratings to the majority of the commercial loan portfolio. • Provided commodity/industry research for loan decision purposes in areas of corporate agribusiness, farm & ranch, rural utilities, and renewable energy. Show less



Denver Commercial Property Services (DCPS)

• United States
• Facilities Services
• 1 - 100 Employee

• CFO

  • May 2016 - Jul 2020

  Denver, CO Chief Financial Officer Financial and operational analysis, debt structuring, and general management for five operating entities. Managed revenue growth from $9 million to $33 million over four years. • Secured financing for equipment, working capital, and commercial real estate totaling $10 million. • Secured $2.5 million in PPP loans across five entities. • Led all aspects of financial reporting, insurance, tax filings, and loan compliance.



Excel Capital Projects

• CFO

  • May 2016 - Jul 2020



CoBank

• United States
• Banking
• 700 & Above Employee

• Sr. Credit Officer - Project Finance

  • 2015 - May 2016

  Denver, Colorado, United States Underwriter and approver for utility-scale wind and solar construction financings. • Performed extensive cash flow modeling to determine project viability and financing structures. • Negotiated loan terms and performed legal documentation review.

• Executive Director, Capital Markets

  • Feb 2009 - May 2016

  Denver, Colorado, United States Director of syndications responsible for transaction origination, structuring, relationship management, and the preparation of syndication materials. • Successfully arranged and sold $945 million of loan commitments resulting in $8 million in gross fees. • Developed and led training conferences to educate bankers on specialty industry lending.

• Manager, Credit Administration

  • 2011 - 2015

  Denver, CO Responsible for the creation of bank-wide lending policies and underwriting guidelines. Performed loan portfolio analysis for the Board of Directors, Executive Management, Regulators (FCA), and Rating Agencies. • Wrote industry-specific underwriting guidelines and guidelines governing security perfection, loan documentation, insurance, real property, and flood compliance. • Developed new industry-specific Probability of Default and Loss Given Default risk rating methodologies… Show more Responsible for the creation of bank-wide lending policies and underwriting guidelines. Performed loan portfolio analysis for the Board of Directors, Executive Management, Regulators (FCA), and Rating Agencies. • Wrote industry-specific underwriting guidelines and guidelines governing security perfection, loan documentation, insurance, real property, and flood compliance. • Developed new industry-specific Probability of Default and Loss Given Default risk rating methodologies. • Managed data analysts and project managers responsible for bank-wide technology projects. • Completed CoBank’s two-year Advanced Leadership Excellence program.



Merrill Lynch

• United States
• Financial Services
• 700 & Above Employee

• VP - Leveraged Finance

  • Dec 2002 - Apr 2006

  Chicago, Illinois, United States Vice President, Leveraged Finance Division Managed a diverse commercial loan portfolio of traditional, asset-based, and cash-flow based loans including working capital lines of credit, equipment financing, and real estate loans. • Held personal credit authority of $7.5 million. • Negotiated covenant structures developed through extensive cash flow modeling and industry analysis. • Maintained strong relationships with my customers to focus on their changing business… Show more Vice President, Leveraged Finance Division Managed a diverse commercial loan portfolio of traditional, asset-based, and cash-flow based loans including working capital lines of credit, equipment financing, and real estate loans. • Held personal credit authority of $7.5 million. • Negotiated covenant structures developed through extensive cash flow modeling and industry analysis. • Maintained strong relationships with my customers to focus on their changing business needs. • Educated broker network on credit and risk analysis. Show less



LaSalle Bank

• Banking
• 300 - 400 Employee

• VP - Leveraged Finance

  • Sep 1998 - Dec 2002

  Chicago, Illinois, United States Underwriter and Relationship Manager specializing in middle market cash flow-based senior debt (private equity owned portfolio). Varied industries with a concentration in restaurant and retail financings. • Structured, analyzed, and took credits through the credit approval and closing process. • Reviewed and negotiated loan documentation. • Restructured numerous troubled loans during the financial crisis including the negotiation of deferral of subordinated debt principal and interest… Show more Underwriter and Relationship Manager specializing in middle market cash flow-based senior debt (private equity owned portfolio). Varied industries with a concentration in restaurant and retail financings. • Structured, analyzed, and took credits through the credit approval and closing process. • Reviewed and negotiated loan documentation. • Restructured numerous troubled loans during the financial crisis including the negotiation of deferral of subordinated debt principal and interest and additional cash equity. Show less



Crowe

• United States
• Accounting
• 700 & Above Employee

• Audit

  • Sep 1996 - Sep 1998

  Chicago, IL Planned and performed financial statement and due diligence audits. Prepared personal and corporate multi-state and federal tax returns. Created multi-year financial projections and monthly cash flow projections for clients.