Experience

Summit Home Care

• United States
• Hospitals and Health Care
• 100 - 200 Employee

• Sales Liason

  • Nov 2022 - Present

  Columbus, Ohio, United States



Boston National Title

• United States
• Real Estate
• 100 - 200 Employee

• Sr. Curative Team Lead

  • Nov 2019 - Nov 2022

  Charlotte, NC • Manage a team through the entire curative process, while working directly with mortgage lenders to achieve completion of loans • Manage daily team reporting to make sure we are meeting all lender service level agreements • Work directly with compliance to ensure all lines of business and products complies to regulation standards • Work with abstractors to make sure all proper documentation is compiled to create an up-to-date title commitment, able to determine chain of title… Show more • Manage a team through the entire curative process, while working directly with mortgage lenders to achieve completion of loans • Manage daily team reporting to make sure we are meeting all lender service level agreements • Work directly with compliance to ensure all lines of business and products complies to regulation standards • Work with abstractors to make sure all proper documentation is compiled to create an up-to-date title commitment, able to determine chain of title and make decisions based on the abstractors reporting • Make sure all items on commitment are cleared properly to ensure there are no issues with the final policy generation • Direct contact with customers and lenders to provide communication throughout the life cycle of the curative process • Review documents throughout the process such as: divorce decrees, LLC documentation, death certificates, trusts, UCC, Notice of Commencements, etc. • Deed preparation while ensuring all state specific related forms were executed and the proper recording is charged • Prepare all documentation related to the ordering process to request for subordinations • Review appraisals and addendums related to curative • Work closely with the closing team to make sure they have all information needed to meet the anticipated closing date of our lenders • Understanding of state specific guidelines and able to determine the different property tax structures in each state • Train and mentor new members of curative department Show less



Chase

• United States
• Financial Services
• 700 & Above Employee

• Sr. Mortgage Relocation/Purchase Closer

  • Apr 2017 - Nov 2019

  Columbus, Ohio, United States • Prepare closing documents for refinances and purchases for up to 100 loans a month, while complying with all TRID, regulatory and investor guidelines • Close all corporate relocation purchase loans for over 500 companies throughout the United States • Review and reconcile closing disclosure statements for accuracy and compliance • Set up and generated wires for timely loan disbursement, while meeting all treasury guidelines • Review signed critical loan documents to meet… Show more • Prepare closing documents for refinances and purchases for up to 100 loans a month, while complying with all TRID, regulatory and investor guidelines • Close all corporate relocation purchase loans for over 500 companies throughout the United States • Review and reconcile closing disclosure statements for accuracy and compliance • Set up and generated wires for timely loan disbursement, while meeting all treasury guidelines • Review signed critical loan documents to meet regulatory standards and mortgage guidelines for a quality loan • Work directly with attorneys, title companies and realtors to balance closing disclosures to guarantee we are within the tolerance to meet all recent TRID documentation and guidelines • Review appraisals, purchase contracts and addendums related to all purchase transactions • Train and mentor new members of the department Show less



KELLER

• United Kingdom
• Construction
• 700 & Above Employee

• Sr. Mortgage Processor

  • Aug 2016 - Apr 2017

  Dublin, Ohio, United States • Implementing the full processing life cycle of conventional purchase and refinance loans, FHA, and VA purchases, from pre-approval to closing; while providing excellent customer service to internal staff and external customers • Reviewed file documentation and make sure all items needed are requested, prepared documentation for quality review ensuring compliance with Fair Lending, and Fair Credit report, as well as state and federal guidelines • Working with Mortgage Bankers to verify… Show more • Implementing the full processing life cycle of conventional purchase and refinance loans, FHA, and VA purchases, from pre-approval to closing; while providing excellent customer service to internal staff and external customers • Reviewed file documentation and make sure all items needed are requested, prepared documentation for quality review ensuring compliance with Fair Lending, and Fair Credit report, as well as state and federal guidelines • Working with Mortgage Bankers to verify loan documentation, including income, credit, appraisal and title insurance, while preparing applications for submittal to underwriting and closing Show less



Chase

• United States
• Financial Services
• 700 & Above Employee

• Sr. Mortgage Closer/Funder

  • Mar 2015 - Aug 2016

  Columbus, Ohio, United States • Prepared closing documents for refinances and purchases for up to 100 loans a month, while complying with all RESPA, regulatory and investor guidelines • Worked with loan processors and mortgage bankers to ensure file completion and commit to successful loan closure • Review and reconcile HUD/closing disclosure statements for accuracy and compliance • Set up and generated wires for timely loan disbursement, while meeting all treasury guidelines • Review signed critical loan… Show more • Prepared closing documents for refinances and purchases for up to 100 loans a month, while complying with all RESPA, regulatory and investor guidelines • Worked with loan processors and mortgage bankers to ensure file completion and commit to successful loan closure • Review and reconcile HUD/closing disclosure statements for accuracy and compliance • Set up and generated wires for timely loan disbursement, while meeting all treasury guidelines • Review signed critical loan documents to meet regulatory standards and mortgage guidelines for a quality loan • Work directly with attorneys, title companies and realtors to balance HUDS/closing disclosures to guarantee we are within the tolerance to meet all recent RESPA documentation and guidelines • Review appraisals, purchase contracts and addendums related to closing loans • Train and mentor new members of the closing department

• Sr. Loan Processor

  • Oct 2011 - Mar 2015

  • Implementing the full processing life cycle of HARP and FHA loans, from pre-approval to closing; while providing excellent customer service to internal staff and external customers • Reviewed file documentation and make sure all items needed are requested, prepared documentation for quality review ensuring compliance with Fair Lending, and Fair Credit report, as well as state and federal guidelines. • Working with Mortgage Bankers to verify loan documentation, including income… Show more • Implementing the full processing life cycle of HARP and FHA loans, from pre-approval to closing; while providing excellent customer service to internal staff and external customers • Reviewed file documentation and make sure all items needed are requested, prepared documentation for quality review ensuring compliance with Fair Lending, and Fair Credit report, as well as state and federal guidelines. • Working with Mortgage Bankers to verify loan documentation, including income, credit, appraisal and title insurance • while preparing applications for submittal to underwriting and closing • Effectively prioritize and manage a pipeline on average of 60-80 files



Service Link

• Team Lead/ Onsite Account Manager

  • May 2001 - Oct 2011

  • Manage a team through the entire process of superior customer service, while working directly with mortgage lenders to achieve completion of refinance loans and purchases • Direct contact with customers to generate the ultimate borrower experience • Handle the task of reviewing titles for clearance to obtain first lien positions while meeting all state guidelines • Ability to review legal documentation to meet title clearance goals • Generate HUD’s to meet lender qualifications… Show more • Manage a team through the entire process of superior customer service, while working directly with mortgage lenders to achieve completion of refinance loans and purchases • Direct contact with customers to generate the ultimate borrower experience • Handle the task of reviewing titles for clearance to obtain first lien positions while meeting all state guidelines • Ability to review legal documentation to meet title clearance goals • Generate HUD’s to meet lender qualifications and RESPA guidelines • Coordinate the scheduling of loan closings • Direct contact with notaries, attorney’s offices and title companies to direct the loan closing while counseling the vendors to be a positive reflection of the title company • Finalize loan completion with disbursements, post closing issues and document recording • Communicate with companies/lenders to obtain property abstract, appraisal and survey • Represent the company by maintaining a positive relationship with the lender Show less