Experience

Platinum Bank

• United States
• Banking
• 1 - 100 Employee

• Credit Analyst

  • Aug 2013 - Present



Synovus

• United States
• Financial Services
• 700 & Above Employee

• Vice President, Sr Credit Analyst

  • 2001 - Apr 2013

  I am well versed in all aspects of C & I and Commercial Real Estate analysis as well as the structure of these types of credits. Responsible for underwriting Commercial C&I and CRE loans for a high volume processing center for loan relationships with Bank exposure over $500,000 up to $2,500,000 for 4 divisions in FL and AL. Underwrote and reviewed Commercial C&I and Commercial RE loans with bank exposure of $1,000,000 and greater. Duties included preparing extended narrative utilizing… Show more I am well versed in all aspects of C & I and Commercial Real Estate analysis as well as the structure of these types of credits. Responsible for underwriting Commercial C&I and CRE loans for a high volume processing center for loan relationships with Bank exposure over $500,000 up to $2,500,000 for 4 divisions in FL and AL. Underwrote and reviewed Commercial C&I and Commercial RE loans with bank exposure of $1,000,000 and greater. Duties included preparing extended narrative utilizing statistical data and financial statements, narratives also included industry analysis, management assessments, and guarantor analysis. Presented credit package to Executive Loan Committee for approval. Show less



Bank of America

• United States
• Banking
• 700 & Above Employee

• Portfolio Monitoring Specialist

  • Aug 1997 - Nov 2001

  Completed underwriting for annual reviews, loan renewals and updated quarterly problem loan reports. Tracked and completed spreads on complex financial statements and performed loan covenant compliance reviews. Prepared and monitored Borrowing Base Agreements by reviewing account receivables aging’s and payables to determine eligibility on a monthly basis.



Prudential Financial

• United States
• Financial Services
• 700 & Above Employee

• Insurance Representative

  • Apr 1990 - Aug 1995

  Prospected individuals and business, assessed needs and provided appropriate insurance products such as Term and Whole Life Insurance, Annuities and Health Products. Conducted seminars with 2 other agents for Estate Planning and Business Insurance- Buy-Sell Agreements, Key Man Life Insurance and Group Health Insurance. Series 6, 220 & 240 Licensed.