Experience

Countryside Bank

• United States
• Banking
• 1 - 100 Employee

• Senior Loan Processor and Quality Control Specialist

  • Jul 2019 - Present



First Midwest Bank

• United States
• Banking
• 700 & Above Employee

• Senior Commercial Loan Administrator

  • Apr 2017 - Jul 2019

  -Accurately and efficiently prepare required loan and collateral documentation for $312 million commercial loan portfolio, processing over 20 loans per month -Coordinate loan closing activities between 6 lenders and 2 underwriters, adhering to credit policies, procedures, regulatory and compliance -Ensure data integrity of loans input through e-documentation, including accurate CRA / HMDA data collection -Communicate with appropriate parties, both internal and external, as necessary to obtain required documentation -Provide guidance and problem resolution to internal and external customers -Proactively cross train in order to provide department flexibility Show less



Standard Bank and Trust Co.

• United States
• Banking
• 100 - 200 Employee

• Vice President - Quality Control

  • Oct 2007 - Apr 2017

  • Responsible for completing quality control reviews of all commercial, retail, and consumer new and renewed loans encompassing the Bank's $1.8 billion loan portfolio, including tracking missing items and providing weekly reports to the Bank's loan Committee• Proficient in IdentifingCRA and HMDA Reportable Loans including data reporting fields, which resulted in favorable internal/external audits with no findings• Perform and manage necessary financial, internal control, regulatory compliance, internal audits and loan credit quality, underwriting, and documentation exception reviews• Coordinate regulatory examinations and external audit requests• Provide recommendations on internal controls, internal policies, and regulatory issues to senior management• Proposed, created, and implemented the Quality Control Department including hiring appropriate personnel and created reporting mechanisms and SLA’s, staying on time and on budget Show less

• Vice President Consumer Lending

  • Jan 2003 - Sep 2007

  • Responsible for managing and maintaining the consumer loan portfolio including oversight of processing, underwriting, and documentation and post-closing audits• Ensured adherence to the underwriting standards and compliance with all applicable laws and regulations concerning consumer loans as well as ensure that loan officers implement and administer policies and procedures for Consumer Lending Operations• Developed and implemented the Consumer Loan Management Trainee program and provided mentoring of participants, assisting them to meet and exceed short and long term goals Show less

• Assistant Vice President - Consumer Lending

  • Jan 1993 - Dec 2002

  • Managed the consumer loan portfolio and retail collection department adhering to all appropriate state and federal regulations

• Personal Lending Representative

  • Jan 1990 - Dec 1992

  • Coordinated and managed the student loan program in accordance with guidelines and regulations of ISAC• Spearheaded the sale of the entire student loan portfolio with no buy backs or loss to the bank• Managed the review and processing of all cash station applications, follow-up file maintenance and updating of cash station accounts for the main facility and 10+ branches

• Customer Service Representative

  • Feb 1980 - Dec 1989

  • Established new customer relationships and managed newly opened or previously opened checking, savings, money market, NOW, CD accounts and other products and reconciliations