Experience

Boyd lighting

• United States
• Retail Luxury Goods and Jewelry
• 1 - 100 Employee

• Credit Manager

  • Dec 2006 - Present

  Responsible for organizing, integrating, controlling, and evaluating all activities of the Credit/Collections and Accounts Receivables Department. Review, institute, and enforce credit and collections policies. Approve credit limits on all new accounts; monitor credit limits on all existing accounts.



Nurserymen's Exchange

• Credit Manager

  • Nov 1998 - Dec 2006

  Responsible for managing the day-to-day operations within the Credit Department, including credit approvals, financial analysis, cash application, and chargeback resolution. Monitored sales trends and profitability of large corporate accounts. Held monthly round table discussions with Sales Managers and CFO to discuss marginal accounts and market trends affecting profitability.



J.J.'s Mae, Inc. (Rainbeau)

• Credit Manager

  • Jun 1996 - Nov 1998

  Managed credit approvals, chargeback negotiation and resolution, and cash flow of Accounts Receivables for retail and product development accounts. Trained various departments on preventive chargeback measures. Implemented departmental policies and procedures.



Eber International

• United States
• Retail Apparel and Fashion
• 1 - 100 Employee

• Senior Credit Analyst

  • May 1987 - Jun 1996

  Part of the finance team responsible for transitioning the Credit Department from a "factored" environment to a "non-factored" self-contained department. Responsible for daily operations of the Credit and Collections Department. Researched and analyzed profitability trends of retail establishments for credit decisions. Monitored trial balance, reviewed and projected cash flow.