Experience

Coastal Community Bank

• United States
• Banking
• 300 - 400 Employee

• Compliance Analyst

  • Nov 2021 - Oct 2023

  Everett, Washington, United States I performed compliance functions to ensure compliance with applicable rules and regulations. This included testing, reviewing and monitoring remediation efforts on completed reviews.



BBVA in the USA

• United States
• Banking
• 700 & Above Employee

• Compliance Officer

  • Apr 2019 - Oct 2021

  Laredo, Texas, United States Carry out prescribed reviews of several areas of the bank to ensure regulatory compliance by reviewing procedures and obtaining evidence to support recommendations and conclusions.



BBVA

• Spain
• Banking
• 700 & Above Employee

• Auditor III

  • Jul 2008 - Oct 2021

  Laredo, Texas, United States Carried out prescribed audits of several areas of the bank by performing audit procedures to obtain sufficient evidence to support audit conclusions, recommendations, and to develop detailed and well supported work papers.

• Auditor III

  • Jul 2008 - Jul 2012

  Laredo, Texas, United States Carried out prescribed audits of several areas of the bank by performing audit procedures to obtain sufficient evidence to support audit conclusions, recommendations, and to develop detailed and well supported work papers.

• Auditor II

  • May 2005 - Jul 2008

  Laredo, Texas, United States The position as an Audit Assistant included creating and updating a monthly follow up report in Access and internal systems to track audit findings and worked on prescribed audits.

• Staff Auditor

  • Jun 2004 - May 2005

  Laredo, Texas, United States  Carry out prescribed audits within allotted time by performing audit procedures to obtain sufficient evidence to support audit conclusions, recommendations, and to develop detailed and well supported work papers.



BBVA Bank,

• Audit Reporting Specialist / Sr. Auditor

  • Feb 2012 - Apr 2019

  Laredo, Texas, United States Monitored and reported audit activity from USA affiliates, by unit and on a consolidated basis. Summarized and paraphrased USA audit results to report to US Committees and Head Office.



The Laredo National Bank

• Audit Assistant

  • Mar 2004 - Jun 2004

  Laredo, Texas, United States -The position as an Administrative Assistant involved typing Minutes for the Audit Committee for LNB, STNB, and LNB Bancshares as well as preparing documentation and organizing the Audits to be presented in meetings. Preparation of budget reports and assisted in audits as requested.

• Compliance Auditor

  • Feb 2001 - Mar 2004

  Laredo, Texas, United States  Responsible for monitoring accounts with Federal Regulations for different departments such as Bookkeeping, Loan Operations, Residential and Commercial Mortgage, and ATM department  Review Mortgage Real Estate Loans for compliance with Federal Regulations such as Reg B, Reg Z, RESPA, Flood, ECOA, FCRA.  Evaluate disputes in the ATM department in compliance with Reg E.  Review hold on deposit accounts in compliance with Regulation CC.



Bank One

• Banking
• 200 - 300 Employee

• Texas and Louisianan Policy and Procedure Analyst

  • Sep 1998 - Feb 2001

  Dallas, Texas, United States  First level support for all policies and procedures for Compliance questions to employees bank wide.  Opening and resolving problem tickets or queuing tickets to second level support to resolve difficult tasks.  Secondary responsibilities included daily Banking operations support, loan credit policy and operations, and individual retirement account policy and procedures.

• Texas and Louisianan Policy and Procedure Analyst

  • Sep 1998 - Feb 2001

  Dallas, Texas, United States  First level support for all policies and procedures for Compliance questions to employees bank wide.  Opening and resolving problem tickets or queuing tickets to second level support to resolve difficult tasks.  Secondary responsibilities included daily Banking operations support, loan credit policy and operations, and individual retirement account policy and procedures.

• Customer Service Associate

  • Jun 1997 - Sep 1998

  Dallas, Texas, United States  Process from origination to closure for installment loans, secured and second mortgage loans  Performed all teller functions in Branch delivery teller system.



Bank of America

• United States
• Banking
• 700 & Above Employee

• Customer Service Representative

  • Nov 1996 - Jun 1997

  Dallas, Texas, United States  Provide customer service to individuals regarding questions and complaints about their accounts.  Promote and sale products and services offered by the bank.  Resolve account issues