Experience

Instapay Technologies Sdn Bhd

• Malaysia
• Financial Services
• 1 - 100 Employee

• Internal Audit Manager (Head of Department)

  • Mar 2019 - Present

  ▪ Successfully set up and managed the Internal Audit Department (IAD) and ensured it functioned effectively in providing reasonable assurance to the Board and stakeholders in areas of governance, risk management practices and internal controls ▪ Developed the Internal Audit Charter, Manual and Audit programs based on regulatory standards and industry best practices. ▪ Prepared and tabled Audit reports and matters relating to IAD & its activities to the Board Audit Committee ▪ Played a participative and consultative role in developing new products, processes and systems without compromising Internal Audit’s independence and objectivity ▪ Prepared the Annual Risk-based Audit Plan and performed the periodic review of the audit plan to ensure the audit plan continue to reflect the risk profile of Instapay Coached and guided team members in handling challenges and solving problems ▪ Coordinated Instapay’s outsourced audit projects with external auditors to ensure smooth execution i.e IT Audit, Trust Fund Attestation, Penetration Tests, Tax Audits etc. ▪ Worked closely with senior management on governance, regulatory matters and well as investor relations activities i.e Series A funding of USD 5 million Show less



MUFG Bank Malaysia

• Kuala Lumpur, Malaysia

• Assistant Vice President

  • Sep 2017 - Mar 2019

  -Enhanced the Internal Audit Function by revising the Internal Audit Policy and adopting COSO methodology -Introduced the Follow-Up and Risk Acceptance Policy -Performed a gap analysis on all regulatory requirements pertaining to Internal Audit and rectified the gaps promptly -Enhanced the audit risk universe template by focusing on risks that matters -Assisted in developing the Annual Audit Plan and Annual Audit Budget -Developed and enhanced the audit programmes based on industry best practices -Team Leader for Operational Audits and made value added recommendations to reduce redundancies and increase efficiency -Coached and guided team members in handling challenges and solving problems. -Played the role of a single point of reference on regulatory matters within the department -Made significant improvements on the format of audit working papers, time sheet and Audit Reports -Driving the Quality Assurance Review and Audit Automation projects Show less



India International Bank

• Kuala Lumpur, Malaysia

• Senior Executive, Internal Audit

  • Feb 2014 - Aug 2017

   Involved in Credit Audits (Corporate Credit and SMEs) and Non-Credit Audits (Treasury, Risk Management, International Trade Finance, Finance & Accounts, Branch, Compliance, Myclear, ICAAP etc.)  Developed Audit Programs together with CIA (International Trade Finance, Credit, Branch, HR, Finance, ICAAP, Compliance, AML / CFT and RMD)  Involved in Business Continuity Tests, Disaster Recovery Tests and User Acceptance Tests  Assisted in the preparation of the Annual Risk Based Audit Plan, Audit Framework and Audit Charter  Prepared Audit Reports and presented to the Audit Committee  Provided value added inputs and recommendations to the audit findings  Followed up on audit findings via Action Taken Report  Provided advisory services to Senior Management and the auditees Show less



MIDF Amanah Investment Berhad

• Kuala Lumpur

• Executive, Risk Managmeent

  • Nov 2012 - Jan 2014

  Operational Risk  Reviewed and enhanced the Business Continuity Framework;  Designed and provided value added recommendations to the Call Tree and Business Impact Analysis (BIA) Templates;  Attended and briefed the participants during the BC/DR opening and closing meetings;  Followed up on the Tests Reports (Pre-Test and Post-Test);  Liaised, provided input and worked closely with Business Units in performing the Self-Risk Assessment (SRA)  Provided recommendations on enhancing exiting controls  Monitored and followed up on the Action Plans  Performed SOP review (Equities & Fixed Income Departments) and highlight regulatory requirements not addressed in the policies and procedures  Investigated and reported operational incidents to Top Management  Monitored regulatory changes in relation to Operational Risk  Updated Risk Digest (article) on a monthly basis to create awareness  Assisted in drafting the ICAAP Framework with regard to Operational Risk Credit Risk  Performed independent credit risk evaluation on new applicants and renewals.  Updated credit reports (large loan, economic sector limit, rating, underwriting commitment, collateral analysis etc.) on a monthly basis  Kept track and updated rating announcements  Monitored bank wide credit triggers  Prepared the Large Loan Exposure reports for the Credit Committee (CC), Credit Committee of the Board (CCB) and Board Audit Risk Management Committee (BARMC)  Performed conflict of interest (COI) check  Provided Agency & Loan Administrative and SMF units with the required credit information as and when required i.e quarterly figures, underwriting limits etc.  Assisted Credit Risk Head when required i.e obtain updates from CCB, administrative tasks etc. Show less



AmInvestment Services Sdn. Bhd.

• Kuala Lumpur, Malaysia

• Executive, Operational Risk

  • Oct 2010 - Oct 2012

   Coordinated the Call Tree Exercise, Operational Readiness Test and BC Test for the Fund Management Division (AmInvestment Services Sdn. Bhd., AmInvestment Management, AmIslamic Funds Management Sdn. Bhd.;  Assisted the relevant departments with the Test scripts;  Facilitated the Business Impact Analysis (BIA), BCM Plan update, LOD Matrixes for the relevant Business Units;  Alternate Site & Infrastructure maintenance i.e CPU, Voice Logger, Telephone System;  Responded and kept track of audit queries;  Coordinated and performed SOP review for the Business Units under FMD(Institutional Funds Services, Sales Services & Portfolio Administration Unit and Equities Department);  Assisted in drafting policies to be incorporated into the Operations Manual (Complaint Handling Guideline & Cross Trade Policy & Voice Recorder Policy);  Liaised with the various units within FMD and Group Operational Risk on Incident Management Data Collection;  Investigated incidents and resolved issues on a timely basis;  Planned and organized monthly Incident Report Meeting and followed up on incidents;  Studied the Business Units’ processes and made recommendations on process improvement and the implementation of controls;  Created awareness on Operation Risk/ Incident Reporting through presentations/training;  Performed mandate review/parameters and restrictions review for SMF clients via Bloomberg POMS;  End of day (EOD) uploading of NAV, local & foreign bond, price and cash via Gateway to Bloomberg. Show less



Mustapharaj

• Petaling Jaya

• Audit Trainee

  • Dec 2008 - Feb 2009

   Responsible for the audit of small companies and assisted in the audit of larger companies;  Performed analytical procedures/analyses to detect unusual financial statement relationships;  Performed substantive testing;  Identified and communicated accounting and auditing matters to seniors and managers;  Proposed adjusting journal entries and discuss audit findings with clients;  Prepared PBC (Provided by Client) lists and confirmation requests;  Documented audit procedures and crossed reference working papers; and  Prepared management representation letter and draft audit reports for management review. Show less