Experience

Lending Capital Group, Inc.

• United States
• Financial Services
• 1 - 100 Employee

• Senior Underwriting Manager

  • Nov 2019 - Present



Prosperity Home Mortgage, LLC

• Financial Services
• 700 & Above Employee

• Senior DE Underwriter

  • Sep 2019 - Oct 2019



Ditech Financial LLC

• Fort Washington, Pennsylvania

• DE Underwriter

  • Oct 2016 - Sep 2019



TD

• Canada
• Banking
• 700 & Above Employee

• Mortgage Underwriter

  • Jun 2015 - Oct 2016



eLEND®

• United States
• Financial Services
• 1 - 100 Employee

• Mortgage Underwriter

  • Nov 2014 - Jun 2015



Citizens Commercial Banking

• Financial Services
• 200 - 300 Employee

• Operations Analyst II - Pre-Funding Quality Control

  • Jan 2014 - Nov 2014

  Complete, accurate and thorough audits of mortgage loan files within prescribed SLAs. Maintain knowledge of all industry changes and have the ability to adapt to those changes. Actively participate in solutions or improvements within department and all divisions. In depth knowledge of all legal, compliance, regulatory and investor requirements. Consistently exceed productivity levels established by Management and credit quality standards. Collaborate with colleagues to facilitate defect remediation assuring file meets investor and bank guidelines. Provide appropriate written and verbal feedback to colleagues and management regarding loan quality, system accuracy and credit risk Show less



Bank of America

• United States
• Banking
• 700 & Above Employee

• Mortgage Underwriter

  • Jan 2013 - Jan 2014

  As an underwriter my day to day operations consisted of reviewing financial statements, credit reports and applicable ratios, examined transactions to ensure accuracy and completeness, ensuring that documents are consistent and uphold to company and industry guidelines. Implemented fraud detection techniques, performed compliance reviews as well as assisted with renegotiations of loans based on lending guidelines. Contacted customers and partners to gather information to make appropriate decisions, explain rationale behind credit decision. Reviewed and evaluated information on mortgage loan documentation to determine if borrower and/or property meet loan standards. Show less



Fast and Easy Auto

• Port Charlotte, Fl

• Sales Manager

  • Mar 2011 - Nov 2012

  Essential daily duties and responsibilities included assisting in forecasting goals and objectives for the department and strive to meet them. Prepared and administered an annual operating budget for the used car department. Attended all managers meetings as requested, established recommended unit sales and dollar gross profit objectives for the daily operating control. Managed inventory to ensure a minimum of 45 day turn and over 60 day units are disposed of properly. Assisted in conducting training meetings as directed by the general manager. Show less



Global Mortgage

• Pembroke Pines, Fl

• Mortgage Processing Team Lead

  • Feb 2005 - Mar 2011

  Managed a team of 11 loan processors as well as monitored overall compliance with regulations and efficiency. Developed plans for productivity improvements for processing operations as changes were needed. Monitored results of internal audits and suspensions for areas needing improvement and additional training, managed the implementation of LOS system in relation to processing workflow. Implemented procedural changes to ensure the system is being utilized with maximum efficiency Managed a team of 11 loan processors as well as monitored overall compliance with regulations and efficiency. Developed plans for productivity improvements for processing operations as changes were needed. Monitored results of internal audits and suspensions for areas needing improvement and additional training, managed the implementation of LOS system in relation to processing workflow. Implemented procedural changes to ensure the system is being utilized with maximum efficiency