Lawrence Guthua
Senior Credit Officer at Kimisitu Sacco- Claim this Profile
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Bio
Experience
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Kimisitu Sacco
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Financial Services
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1 - 100 Employee
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Senior Credit Officer
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Nov 2012 - Present
•Evaluate and authorize credit limits as well as monitor credit risk. •Responsible for reviewing legal documentation and ensure proper administrative follow up of credit decisions. •Determine the appropriate credit rating of a company or client being analysed by performing financial and credit analysis. •Develop credit policies to ensure operational efficiency. •Conduct periodic financial and credit analysis to identify and resolve issues, gaps, or variances. •Ensure all expenses are within assigned approved budget. •Responsible for conducting company and industry research as needed. •Identify and resolve invoicing issues, accounting discrepancies and other financial related issues. •Ensuring financial data accuracy of all transactions on the accounting software. •Ensure that all necessary information relevant for decision-making is included in the write up for Credit Lines and review the presentation of credit lines. •Ensure that clients’ financial statements are in line with company’s policies and express an opinion on the financial situation of the customer. •Assist in budget preparation and management activities. Show less
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Education
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University of Nairobi
Master of Science - MS, Finance & Investment -
University of Nairobi
Bachelor of Commerce - BCom, Accounting