Senior Revenue Analyst

• Aug 2022 - Present

Risk Underwriter

• Jul 2021 - Aug 2022

Mortgage Underwriter

• Dec 2020 - Jun 2021

Here in CCS , I underwrite mortgage loans for independent mortgage bankers based in United States of America to provide AUS decisions and within client's LOS (Loan Operating Systems). Here’s a picture of my work routine :• Acquired knowledge in regards Real Estate Industry in USA in parallel to the Department of Housing and Urban Development• Provide quality underwriting for clients such as Loan Factory FBC Mortgage , On Q Financial , TMS Correspondent & etc based on FNMA , GNMA & FHLMC guidelines• Fulfil daily loan assignments and coordinates with Sr. Underwriting Team on workload• Perform credit and risk analysis on loans assigned• Handle a minimum of 5 loan files per day• Swiftly update myself and learn on how to underwrite new clients loan files should there be a new immediate assignment• Adhere to client expectations on clearing backlog of underwriting functions• Spearhead post-closing and pre-funding Quality Control• Work closely with India Team for live underwriting • Have experience using ENCOMPASS & Amazon Web Services (AWS) Show less

Mortgage Underwriter Trainee

• Jun 2020 - Nov 2020

• Trained by Senior Underwriters and Team Leads on effective underwriting for 2 weeks• Sat for tests in the span of 6 months whereby passing rate is 90% to get confirmed.• Given mock files to closed loan files to underwrite

Revenue Intern

• Dec 2019 - Mar 2020

Formerly known as Tunes Group , I was assigned under the Revenue Department team and worked closely with the CEO of Tunes Group managing these tasks • Prepare product parity report every morning based on OTA & email it to the top management , report directly to my team mates should not there be any issues to be fixed immediately • Always observe room rates and products being advertised property in OTA’s to avoid whole sale price cut. • Attend online short courses on hotel revenue management • Learnt hotelier lingo’s • Given access to ORACLE , managed Tune’s Hotel Penang rooms rates on a daily basis . Closely worked with the manager of Tune’s Penang Hotel to execute mentioned task. • Research on possible competitors and how to boost revenue growth • Prepared document entailing Momo’s & The Chow Kit rooms and rates to be presented to the Air Asia team. • Join team meeting with the CEO. • Helped the team in generating reports with existing VBA excel documents • Toured around some of our hotels to know products better. • Often worked with the sales and marketing team to get hold of picture files and other tasks Show less

Mathematics Tutor

• Jan 2018 - May 2018

Coached children between the age of 7 to 11 years old in Mathematics and English Coached children between the age of 7 to 11 years old in Mathematics and English

Exchange Student

• Jan 2016 - Jun 2016