Lauro Ramos III
Finance Manager at Gemi Investments- Claim this Profile
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Bio
Experience
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Gemi Investments
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Australia
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Investment Management
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1 - 100 Employee
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Finance Manager
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Sep 2022 - Present
Gemi originates, evaluates and structures transactions whilst developing strong relationships with our borrowers. Gemi was established in 2000 to invest our Principal’s own funds and for a small number of investors. Gemi’s disciplined approach and strict adherence to the investment strategy have supported our growth through diverse property and economic cycles. Gemi today has a trusted reputation with in excess of $3 billion of loans invested and a track record of delivering strong risk-adjusted returns and capital preservation with no investor ever experiencing a loss. Our investors include institutions as well as some of the most successful individuals and families in Australia. Recent regulatory changes have seen the major Australian banks significantly reduce their exposure to property financing, resulting in a void in the lending market. This void has led to an increase in returns from senior lending and creates some sound investment opportunities that capitalise on these market conditions. Because Gemi has been operating successfully in this market for over 20 years, we are well placed to take advantage of these opportunities while maintaining low risk levels due to the strong structural demand for property and low levels of loan leverage. Gemi’s trusted relationships with borrowers enables us to understand their financial position and the optimal way to structure the borrower’s financing requirements. Show less
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Zip Co
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Australia
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Financial Services
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700 & Above Employee
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Senior Management Accountant
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Dec 2021 - Aug 2022
Bridging the gap between stakeholders and financial information, I own and am responsible for the delivery of the month-end close and associated schedules for the AU entities, delivering monthly cost centre reports, actuals vs budget analysis, assisting with audit requirements, and partnering with the business on new initiatives in a finance capacity. Zip (ASX: Z1P) is a leading Buy Now, Pay Later company providing fair and seamless solutions that simplify how people pay. With a growing presence across the globe, our mission is to be the first payment choice, everywhere and every day. We exist to create a world where people can live fearlessly today, knowing they’re in control of tomorrow. Focused on product innovation that puts people at the centre, we put the financial well-being of our customers and merchants at the heart of everything that we do. We are Zip, and we’re only just getting started. Show less
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One Investment Group, Australia
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Australia
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Financial Services
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1 - 100 Employee
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Mar 2018 - Nov 2021
In my role at One Investment Group, I oversee the month-end financial and AFSL reporting, consolidation of group results, monthly variance analysis reporting to the Board, preparation of the annual statutory accounts, contact point for external audits, supervision and guidance of the accounting team, ensuring compliance with statutory law, financial regulations, and accounting standards and supports in system changes to optimise financial and operational outcomes.One Investment Group is an independent funds management business providing professional fiduciary and administration services to investment managers. We operate multiple licensed entities to act as responsible entity and trustee for registered and unregistered managed investment schemes and are currently responsible for in excess of 300 funds and more than $35 billion across a wide range of underlying asset classes. Show less
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Mar 2017 - Mar 2018
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Sep 2012 - Feb 2017
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Mar 2011 - Sep 2012
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LausGroup of Companies
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Philippines
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Motor Vehicle Manufacturing
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100 - 200 Employee
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Finance - Assistant
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Jun 2010 - Dec 2010
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