Lauren Couch

Underwriting Analyst at Thrive Mortgage LLC
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Contact Information
us****@****om
(386) 825-5501
Location
US

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Experience

    • United States
    • Financial Services
    • 300 - 400 Employee
    • Underwriting Analyst
      • Jan 2022 - Present

    • United States
    • Financial Services
    • 700 & Above Employee
    • Underwriting Analyst
      • Jun 2019 - Dec 2021

      all aspects of processing Construction to Perm, 2 time close loans. Build docs. Conventional, FHA, VA, USDA, 203K, residual income calculations, net tangible benefit, soft pull, early findings, fraud clear, all aspects of loan processing from start to finish all aspects of processing Construction to Perm, 2 time close loans. Build docs. Conventional, FHA, VA, USDA, 203K, residual income calculations, net tangible benefit, soft pull, early findings, fraud clear, all aspects of loan processing from start to finish

    • United States
    • Financial Services
    • 1 - 100 Employee
    • SR Processor
      • Jul 2018 - Apr 2019

      CONVENTIONAL, FHA, VA, MSHDA CONVENTIONAL, FHA, VA, MSHDA

    • United States
    • Real Estate
    • 200 - 300 Employee
    • Senior Processor
      • Mar 2017 - Jun 2018

      all aspects of loan processing- I have a strong sense of urgency and work to close loans as early as possible all aspects of loan processing- I have a strong sense of urgency and work to close loans as early as possible

    • United States
    • Financial Services
    • 700 & Above Employee
    • Senior Loan Processor / Mortgage Consultant
      • Jul 2016 - Mar 2017

      All aspects of loan processing All aspects of loan processing

    • United States
    • Financial Services
    • 700 & Above Employee
    • Senior Loan Processor
      • Sep 2011 - Jul 2016

      Order and Review - documents such as: home owners, title, appraisal, employment verification, taxes, payoffs, verification of mortgage, paystubs, w2's real estate taxes, subordinations, mortgage insurance. Deep understanding of underwriting rules and guidelines. Review and approve of closing disclosure - I ensure my clients feel comfortable and confident through the whole loan process. I am familiar with all aspects of loan processing. Order and Review - documents such as: home owners, title, appraisal, employment verification, taxes, payoffs, verification of mortgage, paystubs, w2's real estate taxes, subordinations, mortgage insurance. Deep understanding of underwriting rules and guidelines. Review and approve of closing disclosure - I ensure my clients feel comfortable and confident through the whole loan process. I am familiar with all aspects of loan processing.

    • United States
    • Entertainment Providers
    • 100 - 200 Employee
    • sales and marketing
      • Mar 2012 - Sep 2012

      • Duties included sales and marketing, customer relations, dealing directly with the client to promote and the company and answer questions to make the clients feel secure with the company as well as myself, data entry, appointment setting • Duties included sales and marketing, customer relations, dealing directly with the client to promote and the company and answer questions to make the clients feel secure with the company as well as myself, data entry, appointment setting

    • personal assistant
      • 2010 - 2011

    • United States
    • Financial Services
    • 1 - 100 Employee
    • verifications/funding
      • Sep 2007 - Mar 2009

    • United States
    • Financial Services
    • 700 & Above Employee
    • verifications
      • Jun 2006 - Aug 2007

  • MCA Mortgage
    • Southfield, Michigan
    • Post Closing
      • Jan 1997 - Jun 1999

Education

  • Oakland Community College
    Associate's degree

Community

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