Quality Auditor

• May 2013 - Present

Key attributes: • Evaluate quality auditor for compliance with quality requirements in accordance with the audit program, approved by the High Council • Assist in development of audit plans, audit schedules • Participate in quality audits • Identify processes, situations where organization is meeting requirements, as well as identify opportunities for improvement • Assist audit team in developing audit reports; present audit reports to top management, as needed • Assist with follow-up audits, as required • Held paid trainings and courses for on different topics Show less

Credit Analyst

• May 2012 - May 2013

Responsible for gathering, verifying, analyzing, spreading and maintaining credit and financial information on borrowing customers. Oversees the Company’s follow up procedures to insure that the application process meets regulatory standards. Participates in the analytical and underwriting portions of loan presentations as assigned. Performs all duties in accordance with the company’s policies and procedures, all Romanian laws and regulations, wherein the company operates. Key attributes: • Serving as a system expert assisting loan officers in their completion of credit write-ups, projections, adding debt schedules, creating pro-forma columns, combining business and personal cash flows, etc • Maintaining loan approval tracking, log of approved loans • Initiating and monitoring receipt of problem loan reports. Following up with officers if problem loan reports were overdue • Maintaining Credit file compliance items (i.e. financial reporting and performance covenants for borrowing customers) • Coordinating necessary correspondence • Contributing to underwriting tasks for new and renewal credits, including but not limited to: providing financial statements, tax returns and personal credit reports, conducting Universal Commercial Code searches, asset verification, and credit investigations Show less

Account Manager Micro

• Jan 2010 - May 2012

Key attributes: • Monitoring both Lending and Non-lending relationships with individual and company customers • Maintaining on a regular basis contact with target groups of customers • Gathering information on the prospective clients and ensuring that the products offered are tailored on customers’ needs (co-operating with Bank staff in this respect) • Negotiating general terms and conditions for loan agreements with clients • Preparing preliminary risk evaluation analyses to be presented to the Credit Committee • Follows-up on the credit operations until the fully reimbursement of loans for individual and company customers is accomplished Show less

Account Manager

• May 2006 - Dec 2009

Customer Advisor and Western Union agent

• Oct 2001 - May 2006

Accountant

• Aug 2000 - Oct 2001

Accountant

• Jan 2000 - Aug 2000