Kyle Pfau

CRE Underwriting Analyst at Centennial Commercial Finance Group
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Contact Information
us****@****om
(386) 825-5501
Location
Dallas, Texas, United States, US

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Experience

    • CRE Underwriting Analyst
      • Jun 2022 - Present
    • United States
    • Banking
    • 1 - 100 Employee
    • Credit Analyst
      • Apr 2021 - Jun 2022

      Perform retail and commercial cash flow analysis to assess the creditworthiness of potential borrowers & guarantors • Underwrite previous years loans to serve as groups internal auditor and provide feedback on possible inconsistencies • Analyze asset level due diligence for loans secured by commercial real estate properties • Conduct property and site assessments of collateral to gauge and confirm the quality of the asset • Coordinate in-house valuations and external appraisals to assess if collateral is sufficient to cover potential loan losses • Prepare asset summary reports, provide risk analysis, and present at officer loan and directors loan committees • Assist head lender with managing and guiding clients through the PPP Loan process with the Small Business Association • Evaluate and prepare appraisals for key property metrics, surveys and zonings for asset level analysis and reporting • Responsible for department level report summaries detailing borrowers’ exposures to the bank for C-suite executives • Maintain portfolio level asset management reporting through monthly diligence of HomeBank Texas’ balance sheet Show less

    • United States
    • Leasing Non-residential Real Estate
    • Commercial Real Estate Analyst
      • Jan 2022 - Mar 2022

      Professional course taught by, Richard Bryd and James Ray, commercial real estate experts that combine classroom learning with self-guided study and skill-building exercises. Key Topics Included: • Primary transactions: leases, purchase and sale agreements, loans, joint ventures • Fundamental property valuation, DCF analysis, and Pro Forma analysis • Industry standards, conceptual frameworks, and asset benchmarks – Achieved a 95% on the exit benchmark exam • Weekly classes included lectures and networking with industry professionals and other professional students Show less

    • United States
    • Oil and Gas
    • 700 & Above Employee
    • Benefits Associate
      • Oct 2020 - Jan 2021
    • United States
    • Higher Education
    • 200 - 300 Employee
    • Graduate Assistant Coach, Ragin Cajuns Football Special Teams
      • Jul 2019 - Oct 2020

    • Graduate Assistant, Ragin Cajuns Football
      • Jan 2019 - Jun 2019

    • United States
    • Higher Education
    • 700 & Above Employee
    • Student Athlete, University of Oklahoma Football
      • Aug 2015 - May 2018
    • Real Estate
    • 1 - 100 Employee
    • Summer Intern
      • Jun 2017 - Jul 2017

      Land development and residential real estate business, Shadowed business owner/builder to learn the day to day demands and obligations Land development and residential real estate business, Shadowed business owner/builder to learn the day to day demands and obligations

    • Oil and Gas
    • 1 - 100 Employee
    • Summer Intern
      • Jun 2015 - Aug 2015

      Gas Trading Support and Presented Success of how Prices were Hedged Gas Trading Support and Presented Success of how Prices were Hedged

    • United States
    • Higher Education
    • 700 & Above Employee
    • Student Athlete, Louisiana State University Football
      • Jun 2014 - Jul 2015
    • Ireland
    • Oil and Gas
    • 700 & Above Employee
    • Summer Intern
      • Jun 2013 - Aug 2013

Education

  • University of Louisiana at Lafayette
    Master's degree, Global management
    2018 - 2020
  • University of Oklahoma
    Bachelor's degree, Finance
    2014 - 2018

Community

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