Experience

bank bjb

• Indonesia
• Banking
• 700 & Above Employee

• • May 2023 - Present

  Managing and Monitoring Perfomance Management for 10 Branch Office area Lampung, West Jakarta and Banten Province with all aspect : Financial, Operation, Credit, Recoveries, Services, Transactional Banking, Human Capital, Digitalization, Compliance and Other Aspect

• • Aug 2021 - Apr 2023

   Designing, implementing, developing and monitoring all of business strategy activities, operational and services at Branch Office to ensure all of them on the track to achieve the goals and target with Good Corporate Governance conduct Managing Branch as a Local Government Cash Branch Offices with 32 SKPD (Satuan Kerja Perangkat Daerah) Cirebon City, 6 Sub Branch Office, 6 Cash Office, 6 Payment Point with Asset more than 1.7 Tr from lending (Consumer Loan, Mortgage Loan, Commercial Loan, SME) and funding (Current account, Saving Account and Deposito) and manage 236 employees, consist of 6 Managers, 6 Sub Branch Managers, 16 Officers, 84 staff and 123 Outsourching. Show less

• • Feb 2021 - Aug 2021

   Manage Branch Office Jatinangor, 2 Sub Branch Office: Sub Branch Unpad and Sub Branch IPDN, 1 Cash Office with Asset more than 650 Bio from lending (Consumer Loan, Mortgage Loan, Corporate&Commercial Loan, SME) and funding (Current account, Saving Account and Deposito) andother services Manage 101 employees that consist of 4 managers, 2 Sub Branch Manager, 7 Officers, 52 staff and 36 Outsourching.

• • May 2019 - Feb 2021

   Designing, implementing, monitoring, developing all of business strategy activities, operational and services at Branch Office to ensure all of them on the track to achieve the goals and target with Good Corporate Governance conduct Manage Branch Office Asset more than 600 Bio (Consumer Loan, Mortgage Loan, Commercial Loan, SME) and funding (Current account, Saving Account and Deposito) and manage 4 Managers, 1 Sub Branch Manager, 6 Officer, 58 Staff as subordinates

• • Jul 2018 - May 2019

   Identification, formulation and implementation of related strategies to create and develop products and produce competitive products of credit (Commercial&Corporate, Consumer, SME, KPR&KKB, BPR-LKM) Coordinating feasibility study for development of product including specification of product, business requirement, technical requirement, legal aspect, compliance aspect, cost and benefit analysis

• • Aug 2016 - Jun 2018

   Identification, formulation and implementation of related strategies to create and develop corporate & commercial banking products and produce competitive products  Coordinating process design of the product, product analysis, including an information system that will be used to support the products.

• • May 2015 - Jul 2016

   Perform the full range of managerial duties for the Credit and Risk assessment process conducted by the credit analyst and handling bilateral commercial accounts having exposure more than branches’ limit with portfolio about Rp. 300 Bio Structuring loan terms, covenants, loan repayment schedule, insurance security, and other agreements and prepare a credit report to be submitted to Head of Regional Office and presenting in the Credit Commitee for final approval.

• • Jun 2014 - Apr 2015

  Manage and Supervise for Credit Risk Assessment Process conducted by the Credit Analyst, Review and Process Credit Proposal, Review and Maintain the credit quality to keep on the Performance Condition

• • Sep 2010 - May 2014

   Handling bilateral corporate accounts having exposure more than branches’ limit with portfolio about Rp.1 Tr Analyze and verify new loan proposals by conducting analysist on : financial performance, business prospect, operation, industry prospect, legal, and business feasibility and Conduct risk assestment using in-house risk rating system, scenarios and financial modelling. Ensure process compliance with internal regulation and external regulation



PT Bank Rakyat Indonesia (Persero) Tbk

• Indonesia
• Banking
• 700 & Above Employee

• Account Officer

  • Mar 2005 - Aug 2010

   Established and maintained effective relationships with new and existing customers, ascertaining their needs and advising on the suitability of services with eksposure amount 35 Bio  Provided quality service to internal and external customers through undertaking risk assessment analysis of various types of lending proposals, from the straightforward to the very complex and Analyzed financial information, such as L/P statements, management accounts and cash flow statements  Established and maintained effective relationships with new and existing customers, ascertaining their needs and advising on the suitability of services with eksposure amount 35 Bio  Provided quality service to internal and external customers through undertaking risk assessment analysis of various types of lending proposals, from the straightforward to the very complex and Analyzed financial information, such as L/P statements, management accounts and cash flow statements