Experience

Colten Mortgage, NMLS #14210

• United States
• Financial Services
• 1 - 100 Employee

• Closing/Funding and Post Closing Manager

  • Jun 2020 - Present

• Post Closing

  • Jun 2017 - Jun 2020



Cherry Creek Mortgage, LLC

• United States
• Financial Services
• 400 - 500 Employee

• Senior Loan Processor

  • Feb 2017 - Jun 2017



American Financing

• Financial Services
• 200 - 300 Employee

• Loan Processor

  • Apr 2016 - Dec 2016



Redwood Trust, Inc.

• United States
• Financial Services
• 100 - 200 Employee

• Purchase Reviewer/Junior Underwriter

  • Feb 2014 - Apr 2016

  • Review and analyze mortgage files, including QC and Compliance, with the purpose of purchasing • Identify any potential defects • Adding and clearing conditions based on documentation provided • Analyze risk related to the credit position of each loan • Knowledge of Conforming Product guidelines as wells as company guidelines and overlays • Decision making and appropriate escalation protocol related to document and program exceptions • Maintenance of loan setup, data entry and maintaining the LOS work queue • Perform Post Purchase Quality Control (Prepare files for Agency review Show less



Wells Fargo

• United States
• Financial Services
• 700 & Above Employee

• Loan Processor/Team Lead

  • Dec 2012 - Nov 2013

  • Reviewed Loan Documents for completeness and compliance with government regulations• Input/Updated information in internal systems - i.e. Core, LIS• Reviewed/Analyzed income and asset documents and updated any information as needed• Ensured files were complete for underwriting review• Prepared loan files for closing• Maintained communication with Home Mortgage Consultants, Borrowers, Underwriting and Closing to ensure they were always aware of the status of their loan.• Assisted new hires with all questions regarding Loan Process• Managed a team of up to 8 Loan Processors within my designated branch• Trained new hires• Created reporting tools for my processing team to maintain up to date knowledge of audit related items* Maintained knowledge of Government updates and compliance with all FNMA/FHLMC regulations• Maintained smaller pipeline of 20 to 30 loans consisting of FHA, VA, USDA and Conventional loans Show less

• Senior Loan Processor

  • Feb 2009 - Dec 2012

  • Reviewed Loan Documents for completeness and compliance with government regulations• Input/Updated information in internal systems - i.e. Core, LIS• Reviewed/Analyzed income and asset documents and updated any information as needed• Ensured files were complete for underwriting review• Prepared loan files for closing• Maintained communication with Home Mortgage Consultants, Borrowers,Underwriting and Closing to ensure they were always aware of the status of their loan• Maintained pipeline of 60 to 100 loans consisting of FHA, VA, USDA and Conventional loans Show less



Distinctive Home Lending Inc

• United States
• Real Estate

• Loan Processor

  • Jan 2006 - Sep 2007

  • Reviewed Loan Documents for completeness and compliance with government regulations • Input/Updated information in Calyx/Point • Reviewed/Analyzed income and asset documents and updated any information as needed • Prepared complete file for underwriting review • Reviewed underwriting conditions once received back from underwriters, and cleared any conditions as necessary • Prepared loan files for closing • Maintained communication with Real Estate Agents, Appraisers, Borrowers, etc. to ensure they were always aware of the status of their loan. • Reviewed and updated weekly rate sheets to send to Real Estate Agents. • Assisted with any Loan Officer mailing lists, closing data bases as well as file management and organization Show less



JPMorgan Chase & Co.

• United States
• Financial Services
• 700 & Above Employee

• Loan Processor

  • Mar 2003 - Mar 2005

  • Maintained strong working relationship with 7 loan officers. • Ensured all loan information was accurate and met compliance rules and regulations. • Input loan files into PACS to be submitted for automated underwriting. • Reviewed income and asset documents and updated any information as needed. • Reviewed underwriting conditions once received back from underwriters, and cleared any conditions as necessary. • Prepared loan files for closing. • Maintained compliance reports weekly. • Closed a minimum of 20 loans per month, and retained a pipeline of at least 45 loans. Show less



Volt Temporary Services for JP Morgan Chase

• Processing Assistant

  • Sep 2002 - Mar 2003

  • Assisted loan processors with loan files, and helped maintain pipelines. • Trained with Operations Manager on processing streamline loans, and purchases. • Progressed to items mentioned above before being hired on as permanent. • Assisted loan processors with loan files, and helped maintain pipelines. • Trained with Operations Manager on processing streamline loans, and purchases. • Progressed to items mentioned above before being hired on as permanent.