Kristin Young
VP, Loan Officer at Genesis Capital LLC- Claim this Profile
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Bio
LinkedIn User
Kristin is one of the most knowledgeable professionals that I have had the pleasure of working with. She is always on top of everything and is very easy to communicate with, not to mention quick to respond! In this fast paced industry, I can always rely on her to provide any essential documents I need and makes this process a breeze for her clients! I highly recommend Kristin Young and her services!
LinkedIn User
Kristin is one of the most knowledgeable professionals that I have had the pleasure of working with. She is always on top of everything and is very easy to communicate with, not to mention quick to respond! In this fast paced industry, I can always rely on her to provide any essential documents I need and makes this process a breeze for her clients! I highly recommend Kristin Young and her services!
LinkedIn User
Kristin is one of the most knowledgeable professionals that I have had the pleasure of working with. She is always on top of everything and is very easy to communicate with, not to mention quick to respond! In this fast paced industry, I can always rely on her to provide any essential documents I need and makes this process a breeze for her clients! I highly recommend Kristin Young and her services!
LinkedIn User
Kristin is one of the most knowledgeable professionals that I have had the pleasure of working with. She is always on top of everything and is very easy to communicate with, not to mention quick to respond! In this fast paced industry, I can always rely on her to provide any essential documents I need and makes this process a breeze for her clients! I highly recommend Kristin Young and her services!
Credentials
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CalBRE Salesperson License
California Bureau of Real Estate -
NMLS
Nationwide Mortgage Licensing System & Registry
Experience
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Genesis Capital LLC
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United States
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Investment Banking
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1 - 100 Employee
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VP, Loan Officer
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Feb 2019 - Present
Providing bridge, construction, fix and flip and recap loans to developers and real estate investors. Property types include residential, multi-family and mixed-use real estate. Are you an experienced real estate developer who buy, renovate, and sell single family residential real estate and/or multi-family apartment buildings? I would love to put together some lending solutions for you. Providing bridge, construction, fix and flip and recap loans to developers and real estate investors. Property types include residential, multi-family and mixed-use real estate. Are you an experienced real estate developer who buy, renovate, and sell single family residential real estate and/or multi-family apartment buildings? I would love to put together some lending solutions for you.
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Banc of California
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United States
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Banking
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700 & Above Employee
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VP, Sales Manager-Construction Banking Division
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2014 - 2019
Construction Lending expert offering Speculative and Bridge Construction Loans to developers and real estate investors. Revamped loan process to cut application to funding time by 52%. Significant aptitude in construction loan process improvement with focus on technology automation. Exceptional sale management skills with a very strong background in operations and system setup. Top Producer while managing high performing Sales and Operations teams, funding $200M+ per year. Construction Lending expert offering Speculative and Bridge Construction Loans to developers and real estate investors. Revamped loan process to cut application to funding time by 52%. Significant aptitude in construction loan process improvement with focus on technology automation. Exceptional sale management skills with a very strong background in operations and system setup. Top Producer while managing high performing Sales and Operations teams, funding $200M+ per year.
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Branch Manager-Renovation Specialist
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2011 - 2014
Direct Lender. FHA 203K renovation expert. Offering FHA in additional to conventional and jumbo loans. Direct Lender. FHA 203K renovation expert. Offering FHA in additional to conventional and jumbo loans.
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Benchmark Funding, Inc
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United States
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Financial Services
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Senior Loan Officer
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2010 - 2012
Offering FHA 203K full and streamline in additional to conventional and jumbo loans. Self-generated purchase a refinance loans through realtor and other referral partners. Offering FHA 203K full and streamline in additional to conventional and jumbo loans. Self-generated purchase a refinance loans through realtor and other referral partners.
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Hammond Securities
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United States
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Financial Services
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Vice President
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1998 - 2009
Vice President -Construction Lending Chief Underwriter Successfully manage Manage all aspects of construction loan portfolio with outstanding balances exceeding $80 million Developed and implemented revised customer communication and draw request tracking resulting in 50% increase in customer satisfaction Develop and implement strategic plan firm wide Reduced operating budget by 20% Senior relationship Manager Sales revenue generation in excess of $3 million Manage processing and back office staff Successfully manage foreclosure process and property management Provide financial analysis and risk assessment for all loans Review and underwrite new loans which encompass diverse loan programs and investors Underwrite files to include: reviewing credit, appraisal, disclosures; approve or deny files Key liaison for managing relationships with warehouse bank, third party vendors and secondary market investors FHA DE underwriter
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BrooksAmerica Mortgage
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Banking
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1 - 100 Employee
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IT Manager
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1997 - 1998
Managed teams for technology, training and back office Managed team that increased internet leads by 150% over 3 month period by implementing technology Implemented new loan origination software and trained company personnel Managed teams for technology, training and back office Managed team that increased internet leads by 150% over 3 month period by implementing technology Implemented new loan origination software and trained company personnel
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Western Financial Bank
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Banking
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1 - 100 Employee
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Senior Business Analyst/Program Manager
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1993 - 1997
Led process improvement initiative for management reporting which led to cost savings Managed all aspects of technology projects Project manager that launched company wide e-mail including 25 remote branch locations Led process improvement initiative for management reporting which led to cost savings Managed all aspects of technology projects Project manager that launched company wide e-mail including 25 remote branch locations
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The Hammond Company
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Software Development
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Senior Business Analyst/Program Manager
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1993 - 1995
Managed loan origination software support and user training. Managed loan origination software support and user training.
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Education
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Dana Hills High School
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Sonoma State University
BA, Political Science -
University of Phoenix
MBA Technology Managment
Community
