VP of Finance

• Jun 2019 - Present

Chief Financial Officer

• Aug 2015 - Mar 2019

Chief Financial Officer Liaise between IT, core processor business analysts and programmers developing a program that exchanges data between our core processor and the internal data warehouse. Develops new loan yield analysis utilizing Microsoft Excel, showing coupon rate, loss ratios and net yields on each individual loan type along with each individual risk score. Prepares and presents these reports to the Board of Directors on a monthly basis. Created and implemented an… Show more Chief Financial Officer Liaise between IT, core processor business analysts and programmers developing a program that exchanges data between our core processor and the internal data warehouse. Develops new loan yield analysis utilizing Microsoft Excel, showing coupon rate, loss ratios and net yields on each individual loan type along with each individual risk score. Prepares and presents these reports to the Board of Directors on a monthly basis. Created and implemented an internal dashboard, showcasing monthly trends, determining if loans are correctly priced. Established a successful analysis on loan losses, identifying which product type and risk score was showing the highest losses. Spearheaded creation of an analysis of each individual loan officer’s loss ratio and net yield, determining if underwriting needed reviewed. Increased the investment portfolio by 400%. Restructured and improved the balance sheet, increasing the capital ratio from undercapitalized to adequately capitalized. Collaborated with Asset/Liability Management Advisors, developing an internal forecasting tool, as well as a yearly budgeting tool. Formulated a detailed budget utilizing tools, drilled down to gain and loss. Show less Chief Financial Officer Liaise between IT, core processor business analysts and programmers developing a program that exchanges data between our core processor and the internal data warehouse. Develops new loan yield analysis utilizing Microsoft Excel, showing coupon rate, loss ratios and net yields on each individual loan type along with each individual risk score. Prepares and presents these reports to the Board of Directors on a monthly basis. Created and implemented an… Show more Chief Financial Officer Liaise between IT, core processor business analysts and programmers developing a program that exchanges data between our core processor and the internal data warehouse. Develops new loan yield analysis utilizing Microsoft Excel, showing coupon rate, loss ratios and net yields on each individual loan type along with each individual risk score. Prepares and presents these reports to the Board of Directors on a monthly basis. Created and implemented an internal dashboard, showcasing monthly trends, determining if loans are correctly priced. Established a successful analysis on loan losses, identifying which product type and risk score was showing the highest losses. Spearheaded creation of an analysis of each individual loan officer’s loss ratio and net yield, determining if underwriting needed reviewed. Increased the investment portfolio by 400%. Restructured and improved the balance sheet, increasing the capital ratio from undercapitalized to adequately capitalized. Collaborated with Asset/Liability Management Advisors, developing an internal forecasting tool, as well as a yearly budgeting tool. Formulated a detailed budget utilizing tools, drilled down to gain and loss. Show less

Accountant

• 2009 - 2015

Accountant Reconciled 100+ general ledger accounts, payed invoices, balanced corporate accounts, as well as prepared month-end statistical reports. Analyzed and assessed financial statements and prepared the quarterly NCUA 5300 Call Report. Proven record of success maintaining compliance with NCUA regulations. Progression of Promotion: Member Service Representative I - 2009 to 2013, Chesterton, Indiana Area Excellent track record of exceptional member engagement… Show more Accountant Reconciled 100+ general ledger accounts, payed invoices, balanced corporate accounts, as well as prepared month-end statistical reports. Analyzed and assessed financial statements and prepared the quarterly NCUA 5300 Call Report. Proven record of success maintaining compliance with NCUA regulations. Progression of Promotion: Member Service Representative I - 2009 to 2013, Chesterton, Indiana Area Excellent track record of exceptional member engagement and experience excellence. Achieved consistent balancing of the teller cash drawer. Exceeded monthly sales goals, in addition to maintaining compliance with rules and regulations. Show less Accountant Reconciled 100+ general ledger accounts, payed invoices, balanced corporate accounts, as well as prepared month-end statistical reports. Analyzed and assessed financial statements and prepared the quarterly NCUA 5300 Call Report. Proven record of success maintaining compliance with NCUA regulations. Progression of Promotion: Member Service Representative I - 2009 to 2013, Chesterton, Indiana Area Excellent track record of exceptional member engagement… Show more Accountant Reconciled 100+ general ledger accounts, payed invoices, balanced corporate accounts, as well as prepared month-end statistical reports. Analyzed and assessed financial statements and prepared the quarterly NCUA 5300 Call Report. Proven record of success maintaining compliance with NCUA regulations. Progression of Promotion: Member Service Representative I - 2009 to 2013, Chesterton, Indiana Area Excellent track record of exceptional member engagement and experience excellence. Achieved consistent balancing of the teller cash drawer. Exceeded monthly sales goals, in addition to maintaining compliance with rules and regulations. Show less

Bank Teller

• 2008 - 2009

Teller Demonstrated a consistent record of exceptional customer engagement and satisfaction excellence, superior record of balancing the teller cash drawer, met monthly sales goals, as well as maintained compliance with rules and regulations. Teller Demonstrated a consistent record of exceptional customer engagement and satisfaction excellence, superior record of balancing the teller cash drawer, met monthly sales goals, as well as maintained compliance with rules and regulations.