Experience

Platinum Bank

• United States
• Banking
• 1 - 100 Employee

• VP Credit Risk Officer

  • Aug 2015 - Present

  Manage the Credit Analysis Department of the Bank. My primary focus is analysis and mitigation of credit risk but I have a full understanding and appreciation of the bigger picture as I have worked closely with all departments of the Commercial Banking work world throughout my career. I am a participant in Credit Committee meetings and have a credit approval authority. I actively participate in FDIC and other regulatory meetings. I routinely collaborate with Lending staff and Chief Credit Officer to structure loans and leases that are of acceptable credit risk to the organization, including new prospective and existing relationships, as well as work-out situations. As necessary, I directly communicate with the Borrower/Prospect throughout the underwriting process and with ongoing follow-up communications after the main underwriting is completed to help foster a sound Bank/Borrower relationship. I truly value a team environment working toward a common goal and excel at promoting and contributing to collaboration between the Lending and Underwriting staff. Conduct full Underwriting of Commercial Loans of all types in a wide variety of industries, including; Commercial & Industrial, Contractors, Real Estate (investment & development), Retail, Non-Profit, M&A/Leveraged, Private/Consumer Banking, International Import/Export, Small Business Association and several others. I routinely work with Correspondent Banks on various participated or syndicated loans/leases. Show less



Anchor Bank, a division of Old National Bank

• United States
• Banking
• 100 - 200 Employee

• Senior Credit Analyst II & Team Leader

  • Nov 2004 - Aug 2015

  Conduct full Underwriting of Commercial Loans of all types and in a wide variety of industries. I specialize in the larger, more complex relationships but maintained efficiency in completing risk analysis on credit relationships of all sizes. Loan relationship sizes varied but generally were greater than $1MM with some exceeding $20MM. More complex credit relationships included Mergers/Acquisition, HVCRE Commercial Real Estate, Leveraged Lending, Work-Out, Tax Credit (Historic, New Market, Etc.), TIF Financing, among others. I managed a group of Analysts for 8 of my nearly 11 years, with up to 11 Analysts plus Interns in offices throughout the Twin Cities Metro Area. As Manager, I was responsible for assigning work, monitoring the quality of work product, assisting other Analysts with more complicated relationships and conducting performance reviews. I worked collaboratively with the Chief Credit Officer, Senior Credit Officers and other department heads in Lending, Cash Management, Compliance and Loan Operations to ensure continual improvement and team work between inter-departmental. Throughout my tenure, I was a member of several initiatives that were put together for specific projects, but also to drive for continuous improvements to systems, processes and procedures for the department. Show less



First National Bank

• Plymouth, MN

• Commercial Loan Officer

  • Apr 2003 - Nov 2004

  Managed a Commercial Loan portfolio of around $15MM. Primary duties included new business development, managing existing loan relationships and aiding in work-out relationships. In this role I completed my own underwriting and analysis and assisted the Branch President with his portfolio of commercial loans. Managed a Commercial Loan portfolio of around $15MM. Primary duties included new business development, managing existing loan relationships and aiding in work-out relationships. In this role I completed my own underwriting and analysis and assisted the Branch President with his portfolio of commercial loans.



Highland Bank

• United States
• Banking
• 1 - 100 Employee

• Credit Analyst & Personal Banker

  • Jun 2001 - Apr 2003

  As Credit Analyst, I underwrote Commercial Loans of various sizes within a variety of industries. As Personal Banker, I was responsible for managing consumer loan and deposit relationships. As Credit Analyst, I underwrote Commercial Loans of various sizes within a variety of industries. As Personal Banker, I was responsible for managing consumer loan and deposit relationships.



Waddell &

• Bloomington, MN

• Financial Planner

  • Jan 1999 - May 2001

  During my final year of College, I passed my General Securities License exams, including Series 7, Series 66, Variable Annuity and Life Insurance. I worked as a Financial Planner selling stocks, bonds, mutual funds, life insurance & annuity products for a short period after College. My SEC/FINRA licenses have since lapsed, but I do keep up with the industry. During my final year of College, I passed my General Securities License exams, including Series 7, Series 66, Variable Annuity and Life Insurance. I worked as a Financial Planner selling stocks, bonds, mutual funds, life insurance & annuity products for a short period after College. My SEC/FINRA licenses have since lapsed, but I do keep up with the industry.