Head of risk management department

• Apr 2020 - Present

• Management of the decision-making system • Scoring cards development for microcredit • Development and improvement of lending business processes • Building analytical systems for data analysis (Python, R) • DWH development and reporting automation • Analysis and modelling of risk indicators • Management of the decision-making system • Scoring cards development for microcredit • Development and improvement of lending business processes • Building analytical systems for data analysis (Python, R) • DWH development and reporting automation • Analysis and modelling of risk indicators

Head Of Business Intelligence

• Feb 2018 - Mar 2020

• Development of scoring cards for microcredit • Development and improvement of lending business processes • Building analytical systems for data analysis (Python, R) • DWH development and reporting automation • Analysis and modelling of risk indicators • Development of scoring cards for microcredit • Development and improvement of lending business processes • Building analytical systems for data analysis (Python, R) • DWH development and reporting automation • Analysis and modelling of risk indicators

Head of modelling and automation, risk control department

• Oct 2017 - Feb 2018

• Implementation of IFRS 9 • Control calculation of reserves according to national and international standards • Stress testing in terms of risk indicators • Analysis and forecast of risk indicators • Participation in building a data warehouse • Implementation of IFRS 9 • Control calculation of reserves according to national and international standards • Stress testing in terms of risk indicators • Analysis and forecast of risk indicators • Participation in building a data warehouse

CRO

• Dec 2012 - Aug 2016

- operation control of department and Compliance - Development and implementation of analysis tools to support treasury, retail and corporate business - Development and testing of scoring models to support businesses while creating new products - Project management - Analysis of the interbank market - operation control of department and Compliance - Development and implementation of analysis tools to support treasury, retail and corporate business - Development and testing of scoring models to support businesses while creating new products - Project management - Analysis of the interbank market

Head of support of alternative channels

• Jun 2011 - Dec 2012

- Analysis of the market of electronic banking services - Support and development of electronic banking - Analysis and control of financial transactions ( operational and credit risks) - Preparation and support of new projects for the development of electronic banking services - Analysis of the market of electronic banking services - Support and development of electronic banking - Analysis and control of financial transactions ( operational and credit risks) - Preparation and support of new projects for the development of electronic banking services

Head of IT&Finance Audits

• Jan 2005 - Jun 2011

- Planning and carrying out of financial and IT audits according to the company’s standards - Identifying and document business risk areas and key internal controls and testing their effectiveness - Reporting on findings, providing management with opinion on the weaknesses of internal controls - Preparing recommendations on systems and procedures and practices - Monitoring of implementation of actions recommended to mitigate risks identified - Planning and carrying out of financial and IT audits according to the company’s standards - Identifying and document business risk areas and key internal controls and testing their effectiveness - Reporting on findings, providing management with opinion on the weaknesses of internal controls - Preparing recommendations on systems and procedures and practices - Monitoring of implementation of actions recommended to mitigate risks identified

Head of Limit Politic and Analysis of Competitors Department

• Apr 1999 - Jan 2005

- Analysis of bank counterparts - Calculation and control of limits for interbank operations - Working out and introducing programs for automation bank’s risk analysis - Analysis and developing of national economy forecasts - Risk situation monitoring and analysis, working out control indexes - Preparing management reports and presentations - Analysis of bank counterparts - Calculation and control of limits for interbank operations - Working out and introducing programs for automation bank’s risk analysis - Analysis and developing of national economy forecasts - Risk situation monitoring and analysis, working out control indexes - Preparing management reports and presentations

Chief engineer of IT Department

• Jul 1992 - Apr 1999