Experience

Promethean Risk Solutions

• United States
• Insurance
• 1 - 100 Employee

• President and Founder

  • May 2022 - Present

  Greater Philadelphia Promethean Risk Solutions provides unique profit-sharing solutions for large organizations, which redistributing profits traditionally retained by the insurance carrier, back to your organization.



Marsh & McLennan Agency - East

• National Sales Leader - Captive Insurance Programs - Employee Benefits & Affinity Programs

  • Sep 2015 - Apr 2022

  Greater Philadelphia Area Responsible for the strategic oversight of business development, sales, client services, underwriting, reinsurance agreements, carrier relationships, marketing, communications, product development, distribution and financial results. Kirk specializes in reinsurance programs for employee benefits, consumer warranties, electronic product insurance and medical stop-loss programs. • Created two first-of-a-kind insurance programs: BeneCap and TechProtect. • Negotiated and structured… Show more Responsible for the strategic oversight of business development, sales, client services, underwriting, reinsurance agreements, carrier relationships, marketing, communications, product development, distribution and financial results. Kirk specializes in reinsurance programs for employee benefits, consumer warranties, electronic product insurance and medical stop-loss programs. • Created two first-of-a-kind insurance programs: BeneCap and TechProtect. • Negotiated and structured exclusive reinsurance arrangements with AFLAC, Allstate, Transamerica, Securian, Allstate, Assurant and Generali. • Grew premium from zero to over $20M in three years. • Speaker at captive insurance events: VCIA, HCIA, SCCIA, NCCIA, WRCIA, SIIA and WCF. Show less



Independence Benefits Consulting

• President & Founder

  • Nov 2007 - Sep 2015

  Wyncote, PA The Convenience of One, The Power Of Many™ Independence Benefits Consulting (IBC) was a leader in the design, funding, and execution of voluntary benefit and group insurance programs. IBC leveraged its expertise, senior-level global human resources experience and strong provider relationships to provide customized solutions that delivered maximum choice for employees while minimizing the company’s time and financial commitment. IBC was founded by Fortune 500 C-level business and… Show more The Convenience of One, The Power Of Many™ Independence Benefits Consulting (IBC) was a leader in the design, funding, and execution of voluntary benefit and group insurance programs. IBC leveraged its expertise, senior-level global human resources experience and strong provider relationships to provide customized solutions that delivered maximum choice for employees while minimizing the company’s time and financial commitment. IBC was founded by Fortune 500 C-level business and HR executives with expertise in consulting with companies on complex group and voluntary insurance programs. Our viewpoint is HRcentric, we understand the challenges faced, everyday by the HR and benefits teams. We do what is best for your company, employees and budget, at all times. IBC helped employers save millions of dollars on employer-funded group insurance programs and we have found similar savings on employee-funded insurance. We challenge the underlying underwriting model of the carriers and understand the carriers’ profit taking methods. • Provided employee benefits programs to over 175,000 employees in all 50 states. • Negotiated with a governmental agency on behalf of Darden Restaurants for a cost savings of over $600,000/YR. • Created an employee communication plan resulting in increased participation by over 232%. • Negotiated underwriting and placement for a limited medical plan with over $28M in premium. Show less



e-Duction an affiliate of First Data (FDC)

• Chief Executive Officer & Founder

  • Feb 1997 - Jun 2005

  Blue Bell, PA E-Duction, Inc. provided employment-based financial and payroll deduction processing services. The company’s technology platform automated the collection, aggregation, and remittance of variable payroll deduction amounts. The company's key product was the Clear Card that allowed employees to pay for goods and services, interest-free, over a two-month period; and The Clear Budgeting Plan, which offers six months to pay interest-free for healthcare and educational expenses. The company's… Show more E-Duction, Inc. provided employment-based financial and payroll deduction processing services. The company’s technology platform automated the collection, aggregation, and remittance of variable payroll deduction amounts. The company's key product was the Clear Card that allowed employees to pay for goods and services, interest-free, over a two-month period; and The Clear Budgeting Plan, which offers six months to pay interest-free for healthcare and educational expenses. The company's technology platform processed more than one million payroll deduction payments totaling over $350 million in interest-free credit extended to employees of participating employer clients. The company served insurance companies and other claims payers, healthcare providers, banks and other lenders, benefit brokers and consultants, employers, and employees. - Negotiated partnership agreements with MasterCard, First Data and Capital One - Raised over $40 million in private equity and venture capital - Awarded two U.S. Patents - Design, development and implementation of the technology and software - Integrated with all major HRIS systems including SAP, Oracle, ADP, Lawson, Ceridian, PeopleSoft - Board of Directors included: Charlie Fotie, CEO of First Data, Jim Robinson III, Past Chairman and CEO of American Express and Joseph Jackson, President of Western Union Commercial Services. - Clients included well regarded companies like: Qwest Communications, Kaiser Permanente, Staples, Lehman Brothers, US Airways, First Data, Western Union, HCA, Novant Health, AVNET, LabCorp, Carnival Cruise Lines, Crutchfield, IBM, etc. Show less