Experience

United Community Bank

• United States
• Banking
• 500 - 600 Employee

• Senior Vice President

  • Dec 2022 - Present



Newpoint Advisors Corporation

• United States
• Financial Services
• 1 - 100 Employee

• Regional Managing Director

  • Sep 2020 - Dec 2022

  I am the Regional Managing Director for Newpoint Advisors Corporation covering both Georgia and Alabama. Newpoint Advisors Corporation is a financial advisory and turnaround consulting firm dedicated to improving troubled and financially underperforming businesses with revenues of $1-50MM and/or credits of less than $10MM, for a fixed fee and on a fixed timeline. Newpoint Advisors Corporation is a financial advisory firm dedicated to improving troubled and financially underperforming businesses with revenues of $1-50MM and/or credits of less than $10MM, for a fixed fee and on a fixed timeline. Since 2013, Newpoint has recovered $805,000,000 in debt and saved 9,971 jobs. Show less



BB&T

• United States
• Financial Services
• 700 & Above Employee

• Senior Vice President - Asset Based Lending - Problem Loan Administrator

  • Apr 2013 - Sep 2020

  Strategize, underwrite and manage problem commercial relationships $3MM+Assume primary responsibility for identifying and managing the key credit risks for relationships on the Bank’s Commercial Watch List $3MM+Negotiate and implement effective strategy for the relationship. Incorporate complex credit analysis and specialized salesmanship skills to prevent or mitigate loss to BB&T.Partner with attorneys, consultants and takeout lenders to obtain the best results for the bank. Keep abreast of changing business and economic developments which impact the loan portfolio. Show less

• Vice President - Special Assets Officer

  • Apr 2010 - Mar 2013

  Monitor and call on all past dues, non-accruals, problem loans accounts and provide directions, feedback to BSO, CE’s.Serve as asset manager for business loan and implement appropriate actions plans.Serve as a resource for account officers in the charge-off, liquidation, foreclosures and note sale process.Work closely with SCO, RCO, Bankruptcy, Recovery, ORE and local attorneys to limit loan losses to the bank.

• Vice President Commercial Banking

  • Oct 2007 - Mar 2010

  Develop, approve, and service C&I and CRE loans for business and individual clients within limits of authority.Prepare, present and recommend to higher authority, individual, or committee any loans in excess of authority.Manage a loan portfolio by requesting annual financials statements to be used for annual review or loan renewal.Identify and market non-credit services to all commercial clients.



SunTrust

• United States
• Financial Services
• 700 & Above Employee

• High Net Worth Lender - Private Wealth & Investment Management

  • Jan 2000 - Oct 2007

  Work with High Net Worth clients with $5MM in liquid assets. Directly work daily with various lines of Business and Investment Managers. Review and approve loans up to $15MM fully secured and $1MM unsecured.Managed a loan portfolio of $175MM.

• Commercial Banker - Commercial Banking

  • Jan 1998 - Dec 2000

  Develop, approve, and service business loans for business and individual clients within limits of authority.Prepare, present and recommend to higher authority, individual, or committee any loans in excess of authority.Identify and market non-credit services to all commercial clients.

• Senior Credit Analyst - Credit Department

  • Jan 1997 - Dec 1998

  Managed 8-12 commercial banking associates.Analysis and review of credit memos and financial statements for various lines of business. Managed the presentations of monthly Commercial and Corporate loan committees and Senior Management.Monitor borrowing bases, covenants, and liquid collateral for various lines of business.

• Sales Manager - Telebank Sales

  • Jun 1995 - Dec 1996

  Hire, Train, Coach, Motivate and Managed two supervisors and 25 sales professionals.Prepare and managed annual operating budget.Approved consumer and 2nd mortgage loans.

• Branch Manager

  • Apr 1994 - Jun 1995

  Hire, Train and Managed retail banking professionals.Approved consumer and business loans.Responsible for growing, maintaining and servicing profitable banking relationships.Refer business to various lines of business in the bank.