Experience

The Bank of Khyber

• Pakistan
• Banking
• 700 & Above Employee

• Credit Officer

  • Sep 2011 - Present

  • Assist prospective clients in applying for loans and in determining the type and amount of loan that is most suitable for their needs.• To assess the creditworthiness of loan applicants, judging their suitability as borrowers and the precise terms (interest rate, repayment schedule, etc.) on which credit may be granted to them.• Actively seek out clients for credit. • Assist prospective clients in applying for loans and in determining the type and amount of loan that is most suitable for their needs.• To assess the creditworthiness of loan applicants, judging their suitability as borrowers and the precise terms (interest rate, repayment schedule, etc.) on which credit may be granted to them.• Actively seek out clients for credit.



Bank Alfalah Limited

• Pakistan
• Banking
• 700 & Above Employee

• Relationship Officer

  • Mar 2011 - Aug 2011

  • Assist customers and guide about bank’s products, policies and requirements.• Develop & maintain customer relationships.• Reply customer queries.• Account opening/ scrutiny of AOF and related tasks.• Handle of Dormant accounts, Zakat processing, Hold mail Account closure etc• Charge fee as per SOC for bank services. • Assist customers and guide about bank’s products, policies and requirements.• Develop & maintain customer relationships.• Reply customer queries.• Account opening/ scrutiny of AOF and related tasks.• Handle of Dormant accounts, Zakat processing, Hold mail Account closure etc• Charge fee as per SOC for bank services.

• Intern

  • Oct 2010 - Dec 2010

  • To assist customers and guide about bank’s products, policies and requirements. • To assist customers and guide about bank’s products, policies and requirements.



Crescent Standard Investment Bank Ltd

• Relationship Manager

  • Apr 2005 - Apr 2006

  .Assess new business/credit proposals by clients, interact with them, visit site, gather information, follow-up, answer client queries, structure the transaction and make all the required documents (Internal- memos, approval docs and External- marketing docs like information memorandums, correspondence letters etc) till the conclusion of the transaction. .The other work responsibilities included business promotion and research. .Assess new business/credit proposals by clients, interact with them, visit site, gather information, follow-up, answer client queries, structure the transaction and make all the required documents (Internal- memos, approval docs and External- marketing docs like information memorandums, correspondence letters etc) till the conclusion of the transaction. .The other work responsibilities included business promotion and research.



AMEX

• United States
• Oil and Gas
• 1 - 100 Employee

• Intern

  • Jun 2004 - Jul 2004

  Summer internship - Compliance and Internal Control Department • Prepared a report on KYC audit of AMEX.• Scrutinized and ensured compliance of polices being followed as required such as the policy for the stop payment orders etc. Summer internship - Compliance and Internal Control Department • Prepared a report on KYC audit of AMEX.• Scrutinized and ensured compliance of polices being followed as required such as the policy for the stop payment orders etc.