Experience

AuditOne LLC

• United States
• Banking
• 1 - 100 Employee

• Senior Associate

  • Sep 2020 - Present



KLTS CONSULTING LLC

• Owner

  • Jul 2016 - Present

  Myrtle Beach, South Carolina Area Assist community banks and other entities with accounting, audit, and compliance needs.



CresCom Bank

• United States
• Banking
• 100 - 200 Employee

• VP- Financial Reporting and Special Projects

  • Sep 2017 - Aug 2020



CresCom Bank

• United States
• Banking
• 100 - 200 Employee

• Director Internal Audit

  • Apr 2013 - Oct 2015

  Myrtle Beach, South Carolina Area Developed and implemented an ongoing risk-based internal audit plan to gain the maximum amount of audit coverage at a reasonable cost while increasing regulatory approval. Supervised teams of external firms engaged to complete various internal audits while also developing the internal audit programs, completing several of the annual audits, and maintaining responsibility for reporting and working with management on all findings. Provided regulatory expertise and assistance to management… Show more Developed and implemented an ongoing risk-based internal audit plan to gain the maximum amount of audit coverage at a reasonable cost while increasing regulatory approval. Supervised teams of external firms engaged to complete various internal audits while also developing the internal audit programs, completing several of the annual audits, and maintaining responsibility for reporting and working with management on all findings. Provided regulatory expertise and assistance to management in creating cost effective action plans. Prepared reports to Management and the Audit Committee. Decreased the level and significance of outstanding audit findings by enhancing the quality of the audits and developing a tracking database with ongoing monitoring.

• Compliance Analyst

  • May 2011 - Apr 2013

  Strengthened the compliance review function by focusing on audits of numerous banking regulations. Assisted the Compliance Manager and auditees in developing action plans to ensure regulatory compliance. Created a detailed tracking program to monitor and report compliance findings on an ongoing basis.



BNC Bank

• United States
• Banking
• 100 - 200 Employee

• VP- Internal Audit

  • Apr 2010 - Jun 2011

  Performed and became proficient in Loss Share audits after the BNC FDIC-assisted acquisition of Beach First.



Beach First National Bank

• VP-Director of Internal Audit

  • Sep 2007 - Apr 2010

  Internal Audit Director 9/2007-4/2010 of Beach First National Bank. Developed and implemented the bank-wide internal audit plan encompassing financial, operational, compliance, and IT audits. Articulated audit findings, risks and detailed recommendations to upper management.



Mercantile Bankshares Corp

• United States
• Accounting
• 1 - 100 Employee

• Vice President-Financial Services

  • 1988 - 2006

  Baltimore, Maryland Area As VP in the Finance department (after 12 years as an Audit Officer in the Internal Audit Department), supervised employees at all levels within financial services. Areas managed included the Non-bank accounting department, consisting of 14 companies including 3 mortgage subsidiaries, 2 broker-dealers, a leasing company, the holding company, etc.; Accounts Payable; and Regulatory Reporting. Managed numerous bank projects, including mergers, acquisitions, system conversions, and most notably the… Show more As VP in the Finance department (after 12 years as an Audit Officer in the Internal Audit Department), supervised employees at all levels within financial services. Areas managed included the Non-bank accounting department, consisting of 14 companies including 3 mortgage subsidiaries, 2 broker-dealers, a leasing company, the holding company, etc.; Accounts Payable; and Regulatory Reporting. Managed numerous bank projects, including mergers, acquisitions, system conversions, and most notably the Sarbanes-Oxley implementation project. Developed and implemented corporate accounting policies; trained accounting officers in new accounting pronouncements and policy changes. Show less