Khurrum M.

Senior Criteria Analyst at The Pakistan Credit Rating Agency Limited [PACRA]
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Contact Information
us****@****om
(386) 825-5501
Location
Lahore, Punjab, Pakistan, PK
Languages
  • English Native or bilingual proficiency
  • Urdu Native or bilingual proficiency

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Credentials

  • Fixed Income Trading & Investments
    Institute of Financial Markets of Pakistan
    Apr, 2017
    - Nov, 2024

Experience

    • Pakistan
    • Financial Services
    • 1 - 100 Employee
    • Senior Criteria Analyst
      • Jul 2022 - Present

    • Criteria Analyst
      • Apr 2021 - Jun 2022

      Coding Excel spreadsheets for a variety of computations varying from the provision of a range of answers to data validation.Testing the efficacy of different factors to ensure the computation of a reflective & empirically discriminatory result.Building & enhancing existing credit rating models in particular those pertaining to financial institutions.Singlehandedly developed a Microfinance Institutional Rating System, which is used for evaluating the viability of Microfinance Providers. Show less

  • Dielicious
    • Lahore, Punjab, Pakistan
    • Accountant
      • Feb 2018 - Mar 2021

      Managing the book of accounts, which is an accumulation of ledgers given that the venture is in its initial post foundational stage. Preparing the fiscal year P&L & Balance Sheet alongside future projections necessary for potential valuations and annual outlook evaluation. Undertook job enriching initiatives that are characteristic of a new venture and vary from acting as a digital liaison for customer inquiries to managing marketing content postings on the corporate Facebook page. Managing the book of accounts, which is an accumulation of ledgers given that the venture is in its initial post foundational stage. Preparing the fiscal year P&L & Balance Sheet alongside future projections necessary for potential valuations and annual outlook evaluation. Undertook job enriching initiatives that are characteristic of a new venture and vary from acting as a digital liaison for customer inquiries to managing marketing content postings on the corporate Facebook page.

    • Saudi Arabia
    • Construction
    • 1 - 100 Employee
    • Procurement Officer
      • Jan 2015 - Jul 2015

      Reconciled purchased requests & developed purchase orders upon approval. Maintained a database of purchase orders alongside the projects they were associated with if applicable. Revised & helped develop master contracts relevant to a Lump Sum Turnkey (LSTK) business oriented subcontractor in the power sector with a significant amount of collaboration with the technical team. Maintained a log & database of all schematics & plans pertaining to the Project Execution Department. Developed a self contained Microsoft Access based database that functioned as an employee directory for the Human Resources Department. Show less

    • Research Services
    • 1 - 100 Employee
    • Junior CSS Executive
      • Jun 2013 - Jan 2014

      Consolidated research data gathered from various cities alongside the preparation of reports & presentations necessary for providing feedback to the clients that requested the market research. Managed financial transactions for promotional activities ensuring efficient resource allocation. Consolidated research data gathered from various cities alongside the preparation of reports & presentations necessary for providing feedback to the clients that requested the market research. Managed financial transactions for promotional activities ensuring efficient resource allocation.

  • IKE Establishment/IKAN International
    • Jeddah Governorate, Saudi Arabia
    • Assistant Business Development Manager
      • Jul 2012 - May 2013

      Managed accounts, monitored financial transactions, & calculated appropriate ratios employed to evaluate organizational health. Prepared induction & training material for laborers ensuring employer & employee commitment to safety standards Managed accounts, monitored financial transactions, & calculated appropriate ratios employed to evaluate organizational health. Prepared induction & training material for laborers ensuring employer & employee commitment to safety standards

Education

  • Lahore University of Management Sciences
    Master of Business Administration (MBA), Finance
    2015 - 2017
  • Staffordshire University
    Bachelor of Arts - BA, Business, Management, Marketing, and Related Support Services
    2009 - 2012
  • Asia Pacific University College of Technology & Innovation
    Bachelor of Arts in Business Management, Business Management
    2009 - 2012

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