Senior Relationship Manager Corporate Banking - Energy and Marine

• Aug 2022 - Present

Relationship Manager Corporate Banking - Energy and Marine

• Nov 2020 - Aug 2022

Relationship Manager - Government and Large Corporates

• Nov 2019 - Nov 2020

Relationship Manager Corporate Banking

• Nov 2018 - Nov 2019

Senior Relationship Manager - Structured Trade & Commodity Finance

• Mar 2017 - Nov 2018

•Origination, Structuring and commercial/credit management for commodity & Trade finance Transactions as per investment Guidelines.•Geographic coverage to develop and maintain credit relationships in Middle East and North Africa and others.•Participate in relevant Investment Credit Meetings for transactions under my management.•Preparing Credit proposals/ analysis of financial statements & Risk assessment.•Liaising with Internal Teams such as operations, Legal, Risk to ensure all credit requirements are in place.•Make recommendations to Management for structuring of credits, business development and enhancing returns on investments/Credit facilities.•Bridging the Gap between borrower and EFA internal teams on day to day basis.•Follow up of commodity trade finance portfolio of clients. Show less

Relationship Manager - Structured Trade & Commodity Finance

• Nov 2015 - Mar 2017

Relationship Executive - Corporate Finance

• Oct 2011 - Dec 2014

• Achieve Target for new loans and cross selling of financial products. • Administer loans and credit facilities within established policies and procedures. • Develop branch business in connection with assigned accounts as well as prospective customers. Provide competent credit analysis and sound judgment on granting credit. • Manage credit operations according to clients credit position regarding short term facilities (ODA,LCs & LGs) • Manage MTLs Disbursement for clients within the managed portfolio. • Prepare Credit Proposal Memorandums (CPMs) that present the proposed facility package and the associated terms & conditions. • Organized credit files and regularly update them to include latest financials, CBE & Credit Information Reports, recent Commercial Register in addition to all necessary documents. • Analyze the client's financial statements for a minimum of 3 years in terms of financial ratios for profitability, liquidity, leverage and other aspects of performance. • Represent the main business contact with both customers and branch operations staff. Show less