Experience

General Electric Credit Union

• United States
• Financial Services
• 100 - 200 Employee

• Chief Financial Officer

  • Nov 2017 - Present

  Cincinnati, Ohio



Guardian Savings Bank

• United States
• Banking
• 100 - 200 Employee

• Chief Operating Officer/CFO

  • Sep 2011 - Sep 2017

  Westchester, Ohio Recruited to Guardian to oversee operational and financial operations for this growing Midwestern bank focused on providing low cost mortgage loans, both conventional and unconventional with a large array of deposit products. Following a series of operating and financial enhancements, the Bank has achieved the following rankings: "Top 15% of Banks Between $10 million and $30 billion, " 2016 Cincinnati Business Courier: "2nd Largest Residential Lender" in Cincinnati/Northern Kentucky 2012,… Show more Recruited to Guardian to oversee operational and financial operations for this growing Midwestern bank focused on providing low cost mortgage loans, both conventional and unconventional with a large array of deposit products. Following a series of operating and financial enhancements, the Bank has achieved the following rankings: "Top 15% of Banks Between $10 million and $30 billion, " 2016 Cincinnati Business Courier: "2nd Largest Residential Lender" in Cincinnati/Northern Kentucky 2012, 2013, 2014, 2015, 2016 Show less



Wilmington Savings Bank

• Chief Financial Officer

  • Feb 1996 - Sep 2011

  Wilmington, Ohio Joined this growing community bank to establish a framework to resolve operating and regulatory challenges and position the bank for additional growth. *Using FDIC regulatory experience, created and implemented policies and procedures to eliminate operating and regulatory challenges. *Established assurance and credibility among the regulators and Board members that the Bank was operating in accordance with Safe and Sound guidelines. *Secured funds for loan and asset growth while… Show more Joined this growing community bank to establish a framework to resolve operating and regulatory challenges and position the bank for additional growth. *Using FDIC regulatory experience, created and implemented policies and procedures to eliminate operating and regulatory challenges. *Established assurance and credibility among the regulators and Board members that the Bank was operating in accordance with Safe and Sound guidelines. *Secured funds for loan and asset growth while maintaining overall cost of funds similar to those incurred by local deposits. *Improved Bank's competitive position by identifying and instituting value-added services despite the Bank's lack of sophisticated technologies used by major competitors. *Grew deposits by leading the expansion into business, governmental agency, and brokered funds. *Facilitated the growth of this full service bank by 68%. *Created a strategic business plan enabling the Bank to survive their 2009 crisis when Wilmington's #1 employer closed eliminating 10,000 jobs and $80 million in payroll which severely impacted the community and the bank's overall operating Safety and Soundness. Show less



Federal Deposit Insurance Corporation (FDIC)

• United States
• Banking
• 700 & Above Employee

• Problem Bank Examination Specialist ( Senior Level Management Position)

  • 1981 - 1996

  Cincinnati, Ohio Promoted to senior management level role within 7 years - 1 of only 14 in the country. Traveled extensively investigating troubled bank operations throughout the United States. Created workout strategies and recommendations for corrective actions all requiring time deadlines for compliance. Routinely chosen as "Lead Examiner" for the most difficult or extremely complex bank examinations for financial institutions ranging in size from $.5 million up to $5 billion in total assets. Led… Show more Promoted to senior management level role within 7 years - 1 of only 14 in the country. Traveled extensively investigating troubled bank operations throughout the United States. Created workout strategies and recommendations for corrective actions all requiring time deadlines for compliance. Routinely chosen as "Lead Examiner" for the most difficult or extremely complex bank examinations for financial institutions ranging in size from $.5 million up to $5 billion in total assets. Led teams of up to 20 professionals. Selected as Instructor for National Headquarters Training Facility. Recipient of Six National Outstanding Achievement Awards including: "Lead Bank Examiner" for Highly Complex Bank Examinations in the Chicago Region, 1995 "Lead Bank Examiner" for Highly Complex Bank Examinations in the Atlanta Region, 1992 "Instructor" at FDIC National Headquarters, Rosslyn, Virginia, 1987, 1989, 1992 Show less