Kevin Hatt

Regional Manager at Cashco Financial
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Contact Information
us****@****om
(386) 825-5501
Location
CA

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Bio

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Credentials

  • McGill Personal Finance Essentials
    McGill University
    Nov, 2020
    - Oct, 2024
  • Mortgage Brokers, Bankers And Agents
    Real Estate and Mortgage Institute of Canada Inc.
    Jun, 2017
    - Oct, 2024
  • Adult and Pediatric First Aid/CPR/AED
    St John Ambulance
    Oct, 2022
    - Oct, 2024

Experience

    • Canada
    • Financial Services
    • 100 - 200 Employee
    • Regional Manager
      • Dec 2015 - Present

      Advanced through promotions to become Regional Manager for Ontario by providing strategic, operational and financial leadership and maintain national service standards. Implementing new policies and procedures, including various initiatives designed to increase sales and client loyalty, boosting profitability by 400% within the first year. Recognized as “Employee of the Year” and earned the “Customer Service Award” for superior sales and customer satisfaction results. Excelling at building and motivating management and hourly teams; developed 3 entry-level associates to leadership positions. Show less

    • Canada
    • Facilities Services
    • 1 - 100 Employee
    • Mortgage Agent/Team Lead
      • Oct 2018 - Sep 2020

      Supported a Team of Mortgage Agents through motivational training, coaching, productive weekly meetings, goal setting and provide side-by-side guidance through the entire process from borrower origination to closing the file. Received Verico's Veris 2019 Executive Club Award and was recognized as Ardent Mortgage's 2019 "Most Improved" Agent. Effectively structuring deals with long-term strategies, taking into account our company’s mission to help build our clients wealth, by either rebuilding credit, increasing cash-flow and/or creating investment opportunities. Employed processes with borrowers, lenders and lawyers to provide an exceptional customer experience for all. Created sales opportunities over the phone by making outbound calls and taking inbound calls, qualifying the leads through the use of probing questions, handling objections and determining the borrowers real need. Develop creative personal budgeting strategies for borrowers, improving their chances when qualifying for mortgages and obtaining the best interest rates in the future. Administering the use of a CRM, making detailed notes, keeping up to date on all steps involved in the mortgage process from origination, submission, underwriting, commitment, fulfillment to closing the file. Show less

    • Canada
    • Financial Services
    • 1 - 100 Employee
    • Mortgage Agent
      • Oct 2017 - Sep 2018

      Match products with client needs (refinancing, equity take outs, home purchases), based on assessment credit worthiness. Generate leads from multiple sources including corporate accounts, personal referrals, cold calling, and inbound inquiries. Manage all aspects of mortgage origination process including processing, underwriting, risk assessment, the use of A, Alt-A and private lenders, and closing. Match products with client needs (refinancing, equity take outs, home purchases), based on assessment credit worthiness. Generate leads from multiple sources including corporate accounts, personal referrals, cold calling, and inbound inquiries. Manage all aspects of mortgage origination process including processing, underwriting, risk assessment, the use of A, Alt-A and private lenders, and closing.

    • United States
    • Retail
    • 700 & Above Employee
    • General Manager
      • Oct 2014 - Dec 2015

      Held full P&L and financial reporting responsibility through floor-to-ceiling expense control. management. Expanded revolving client base by 15% and increased monthly revenue from $20K net loss to $9K positive net profits in just one year. Defined and implemented new manager training objectives and deliverables in alignment with the organizational strategies; managed the branch assigned as the training site for prospective managers. Held full P&L and financial reporting responsibility through floor-to-ceiling expense control. management. Expanded revolving client base by 15% and increased monthly revenue from $20K net loss to $9K positive net profits in just one year. Defined and implemented new manager training objectives and deliverables in alignment with the organizational strategies; managed the branch assigned as the training site for prospective managers.

    • Financial Services
    • 1 - 100 Employee
    • Regional Manager
      • Aug 2003 - Oct 2014

      Employed innovative coaching and mentoring strategies, elevating 6 branch managers into regional manager positions. Aggressively pursued and developed new sales opportunities and consistently generated record-breaking regional profits year over year. Developed and implemented creative business strategies to mitigate risks while exceeding financial metrics. Employed innovative coaching and mentoring strategies, elevating 6 branch managers into regional manager positions. Aggressively pursued and developed new sales opportunities and consistently generated record-breaking regional profits year over year. Developed and implemented creative business strategies to mitigate risks while exceeding financial metrics.

    • Canada
    • Consumer Services
    • 700 & Above Employee
    • Regional Manager
      • Nov 1994 - Jul 2003

      Developed relationships with service partners, resulting in efficient operations and optimal client satisfaction. Conceptualized, launched and monitored sales and business development initiatives. Reviewed sales activities, pipeline management and actual performance against both plan and standards, ensuring identification and closure of any gaps. Developed relationships with service partners, resulting in efficient operations and optimal client satisfaction. Conceptualized, launched and monitored sales and business development initiatives. Reviewed sales activities, pipeline management and actual performance against both plan and standards, ensuring identification and closure of any gaps.

Education

  • Mohawk College
    Business Administration
    1990 - 1993
  • Toronto School of Business
    Micro Computer Business Applications
    1997 - 1997
  • International Career School
    Private Investigations
    2007 - 2009
  • Sir Winston Churchill
  • Real Estate and Mortgage Institute of Canada Inc.
    REMIC Mortgage Agent Course (RMAC), Mortgage Agent
    2017 - 2017

Community

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