Experience

First Nations Bank
• United States
• Banking
• 1 - 100 Employee
• Vice President, Lending

  • Jan 2021 - Present


BankFinancial, N.A.

• Executive Vice President, Regional Commercial Banking Division

  • Apr 1998 - Oct 2020

  • Player Manager of the regional commercial industrial lending group composed of three VP’s commercial lenders, credit and administrative staff; reported directed to CEO • Set regional goals in accordance with corporate objectives, establish regional strategic marketing plan, direct and monitor regional sales activities • Managed and maintained a portfolio of $110 million commercial loan commitments; Commercial & Industrial $70 million (inclusive of owner occupied CRE) and $40 million investor CRE; total of 76 customers with associated deposit portfolio of $45 million • Developed specialty loan program providing financing to established delinquent tax certificate buyers participating in annual county auctions of delinquent property taxes; portfolio exceeds $24 million in line commitments. Successful track record 22 years running. • As player manager personally averaged annual new business generation in excess of $12 million over the last 5 years • Voting member of the Regional Credit Committee: reviews credit requests of $1.0MM - $5.0MM and member of the Bank’s Executive Officers’ Committee • New business development (40%): target marketing commercial concerns with annual sales of $2-$50 million • Experienced with underwriting and funding SBA Loans; 7(a) and 504 Loan Programs; in cases to benefit the customer providing higher advance rates, lowering interest rates, longer terms, and/or improving working capital and cash flow • Established and managed the banking relationships of local municipalities, school districts and other government entities, providing treasury management services, bonds, loans and TAW financing Show less



Energy Network Corp Division of Pacific Brokers International, LLC

• Vice President, Institutional Derivatives Brokerage

  • 1996 - 1998

  • Appointed Managing Director to oversee the expansion of brokerage operations into the wholesale electricity market to trade electricity physical, swaps and options • Dealing directly with worldwide institutional and banking concerns facilitating a market to trade off-balance sheet derivative instruments: eurocurrency deposits, short and medium term eurocurrency interest rate swaps and options • Assimilating activities of the Federal Reserve Bank, the financial futures markets and other economic and financial information to inform traders of changing market conditions Show less



First Midwest Bank, N.A.

• Vice President Commercial Banking

  • 1991 - 1996

  • Managed and maintained a $23 million commercial loan portfolio consisting of 53 customers with associated deposit portfolio of $33 million • New business development (70%): target marketing commercial concerns with annual sales of $1-$50 million • Received Sales Achievement Award for new loan generation in the Buffalo Grove Banking Center, 1992 - 1995 • Assisted in organizing lending programs specifically structured for healthcare organizations, condominium associations and small businesses • Bank representative in local organizations: Buffalo Grove Chamber of Commerce and Wheeling/Prospect Heights Chamber of Commerce • Committee person for the tactical marketing strategies for the Buffalo Grove Banking Center • Maintained a lending authority of $100M, secured • Experienced in work-out situations and in the cross selling of non-credit bank services Show less