Experience

Voyager Express Inc.

• United States
• Freight and Package Transportation
• 1 - 100 Employee

• Chief Financial Officer

  • Jan 2021 - Present

  Detroit, Michigan, United States



Bizmedica, LLC

• United States

• Director

  • Jan 2021 - May 2023

  Can everyone that touches your accounting piece explain it? Is it consistent and documented? Do your books show a good profit, and then when your CPA reviews the books, do they find large expenses/deductions that you did not anticipate? Do you have a written budget? Do you have key indicators of your financials, so you can discover/prognosticate monthly trends? Do you have a meeting to go over the profit & loss and balance sheet monthly? Do you know when you can afford to… Show more Can everyone that touches your accounting piece explain it? Is it consistent and documented? Do your books show a good profit, and then when your CPA reviews the books, do they find large expenses/deductions that you did not anticipate? Do you have a written budget? Do you have key indicators of your financials, so you can discover/prognosticate monthly trends? Do you have a meeting to go over the profit & loss and balance sheet monthly? Do you know when you can afford to buy an asset? Do you know when you can afford to hire a key employee? Would anyone else be able to explain how your business is organized with a flow chart? If you created an organizational flow chart, would other people within your organization even recognize or agree with it? Ever have a financial setback that you did not anticipate? Does your financial team have time for you? Is your banking team strong? Are you relying on just one bank officer to determine if your business has access to capital? What is your plan for capital investment and debt reduction? Do you ask why you are not making more money from the business? What is the most recent “new idea” brought to you by your CPA or accounting team? How does this end? Do you sell the business or pass it down? Are you deploying cash efficiently? Contact me at kbank@bizmedica.com Show less



Brighton Express, LLC Transwest Industrial Warehouse, LLC

• Chief Operating Officer

  • Jul 2019 - Jan 2021

  Howell, MI Company that had sales between $1 million and $2 million. Was in charge of all operations.



Bible Study Fellowship

• United States
• Professional Training and Coaching
• 100 - 200 Employee

• Bible Study Fellowship Children's Leader

  • Oct 2017 - Jan 2020

  Northville, MI Taught children weekly bible lessons and loved it, until I was told I could no longer teach children unless I signed a statement that the only marriage valid is between one man and one woman. I refused to sign. Ironically, the lesson that year was based upon Isaac and Jacob, where his marriage was between one man and one woman.....and her sister....and her slave.....and maybe someone else I cannot think of at the moment.



Financial Plus Credit Union - Michigan

• United States
• Financial Services
• 1 - 100 Employee

• Commercial Business Lender

  • Oct 2018 - 2019

  Howell, MI At a Bauer 5 star rated financial institution where the criteria for a business loan is that you must become a member, and it must be a good deal, (at the discretion of policy and guidelines, not a commitment to lend). Quick decisions and great service

• Director of Commercial Lending/Services

  • Oct 2018 - 2019

  Flint/Howell Originate in oversee commercial lending for the credit union. My team is available to provide commercial lending and other services to its members, and has a real sweet spot of loans between $250,000 and $1 million



Bank of America

• United States
• Banking
• 700 & Above Employee

• Vice President/Small Business Banker

  • Mar 2013 - Oct 2018

  Brighton, Michigan Target company with sales of $5 million and below, while doing loans up to $2 million.



Charter One Bank

• United States
• Financial Services
• 1 - 100 Employee

• Assistant Vice President/Business Banking Officer

  • Mar 2011 - Mar 2013

  Target companies with $500,000 to $5,000,000 in revenue. Very aggressive in doing the right deal.



Barneys Convenience Mart

• United States
• 1 - 100 Employee

• Chief Financial Officer

  • May 2010 - Mar 2011

  A series of petroleum/convenience stores with approximately $75 million in annual revenue


Citizens First
• United States
• Banking
• Special Assets Officer

  • Jan 2010 - Apr 2010


Community Choice Credit Union

• United States
• Banking
• 1 - 100 Employee

• Business Development Officer

  • Feb 2009 - Jan 2010

  Target companies with sales less than $5 million in offering a variety of products and expertise in numerous ways to improve their business and cash flow, while aiding in strategic planning for the future



Fidelity Bank

• United States
• Banking
• 100 - 200 Employee

• *

  • 2002 - 2009

• Vice President-Senior Commercial Lender

  • Aug 2000 - Sep 2008

  Targeted loans between $500,000 and $3,000,000

• Vice President

  • 2003 - 2007


Community Bank of Dearborn
• Vice President-Senior Commercial Lender

  • Aug 2000 - Sep 2008

National City Bank
• Banking
• 700 & Above Employee
• Business Banking Officer

  • 1998 - 2000