Experience

GIC Housing Finance Ltd (GICHFL)

• India
• Financial Services
• 100 - 200 Employee

• Senior Executive

  • Jul 2022 - Present

  Jodhpur, Rajasthan, India

• Executive

  • Jun 2018 - Jul 2022

  Jodhpur Area, India



Union Bank of India

• Banking
• 700 & Above Employee

• Intern

  • Mar 2017 - Jun 2017

  Hyderabad Area, India Project : Credit Appraisal and Monitoring. Credit appraisal is the process by which a lender appraises the credit worthiness of the prospective borrower. Lenders check the technical feasibility, economic viability, Managerial capability, commercial ability and Financial feasibility of the loan applicant. Unless early warning signals are captured, a bank may not be able to take proper remedial measures to arrest the slippage in the quality of the asset. Banks need to put in place a very… Show more Project : Credit Appraisal and Monitoring. Credit appraisal is the process by which a lender appraises the credit worthiness of the prospective borrower. Lenders check the technical feasibility, economic viability, Managerial capability, commercial ability and Financial feasibility of the loan applicant. Unless early warning signals are captured, a bank may not be able to take proper remedial measures to arrest the slippage in the quality of the asset. Banks need to put in place a very sound and effective credit monitoring system for watching the borrower’s account from various angles. Key Responsibility Areas and Deliverable s: ~Understand the work flow of Credit Department and Credit Monitoring & Restructuring Department (CMRD) ~Understand the Structure of the bank and and their respective delegated power ~Understanding the knowledge of Fund Based Loans ( Retail, MSME and Agriculture loans products, their eligibility criteria and the delegation) and and Non fund Based Loans ~Processing of Retail Loans ( Over Draft, Housing and Union Mortgage) & have a overview of other loans ~Prepation of Statement of Inspection of securities sent by branches to RO (M-6 Statement) ~Report in F-1 Statement (excess of the sanction of the delegated power of branch manager ) Show less



Nitya Creation - India

• India
• Motor Vehicle Manufacturing
• 1 - 100 Employee

• Account Executive

  • Aug 2013 - Mar 2015

  Aligarh Area, India Key Responsibility Areas and Deliverable s: ~ Making Data for sales & purchase and invoice generate for dispatch material. ~ Knowledge about banking transaction and documents formalities for bank limit renewal. ~ Day to Day update all accounts books. ~ Accounts receivable. ~ Maintain monthly & quarterly sale & purchase for sales tax return. ~ Bank account reconciliation.