Ken Macrae
Business Finance Specialist at Commercial Expert Ltd- Claim this Profile
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Bio
Esther Botha 🌟🌿
I am over the moon with the service I received from Ken! As a business woman with a new business relocating to the Highlands for a new hospitality venture, I spent days fine-tuning my Business Plan and my cashflow forecasts. That was still not good enough for most lenders, not even my bank of the last 25+ years. Within days of first contact, I visited Ken in his Inverness office where he produced a Development Finance Funding at half the cost of that produced by another broker. Time and speed were critical and ably assisted by Tracey Barnes and Ross Linn things could not have run any smoother, with funds released within the month. To anybody out there with a dream, I do hope that you are able to have someone like Ken on your side, perhaps you’ll even be lucky enough to have Ken championing your cause directly.
Steven Peck
I have just sold a property that Ken funded for me whilst at the Co-op. To say it was a complicated deal with 20 + leases mainly short term, over rented and peppercorn lease to the council amongst other things would be an understatement. Ken worked tirelessly, diligently and lost his Christmas to get the deal over the line for me. I will be forever grateful, thanks Ken!
Esther Botha 🌟🌿
I am over the moon with the service I received from Ken! As a business woman with a new business relocating to the Highlands for a new hospitality venture, I spent days fine-tuning my Business Plan and my cashflow forecasts. That was still not good enough for most lenders, not even my bank of the last 25+ years. Within days of first contact, I visited Ken in his Inverness office where he produced a Development Finance Funding at half the cost of that produced by another broker. Time and speed were critical and ably assisted by Tracey Barnes and Ross Linn things could not have run any smoother, with funds released within the month. To anybody out there with a dream, I do hope that you are able to have someone like Ken on your side, perhaps you’ll even be lucky enough to have Ken championing your cause directly.
Steven Peck
I have just sold a property that Ken funded for me whilst at the Co-op. To say it was a complicated deal with 20 + leases mainly short term, over rented and peppercorn lease to the council amongst other things would be an understatement. Ken worked tirelessly, diligently and lost his Christmas to get the deal over the line for me. I will be forever grateful, thanks Ken!
Esther Botha 🌟🌿
I am over the moon with the service I received from Ken! As a business woman with a new business relocating to the Highlands for a new hospitality venture, I spent days fine-tuning my Business Plan and my cashflow forecasts. That was still not good enough for most lenders, not even my bank of the last 25+ years. Within days of first contact, I visited Ken in his Inverness office where he produced a Development Finance Funding at half the cost of that produced by another broker. Time and speed were critical and ably assisted by Tracey Barnes and Ross Linn things could not have run any smoother, with funds released within the month. To anybody out there with a dream, I do hope that you are able to have someone like Ken on your side, perhaps you’ll even be lucky enough to have Ken championing your cause directly.
Steven Peck
I have just sold a property that Ken funded for me whilst at the Co-op. To say it was a complicated deal with 20 + leases mainly short term, over rented and peppercorn lease to the council amongst other things would be an understatement. Ken worked tirelessly, diligently and lost his Christmas to get the deal over the line for me. I will be forever grateful, thanks Ken!
Esther Botha 🌟🌿
I am over the moon with the service I received from Ken! As a business woman with a new business relocating to the Highlands for a new hospitality venture, I spent days fine-tuning my Business Plan and my cashflow forecasts. That was still not good enough for most lenders, not even my bank of the last 25+ years. Within days of first contact, I visited Ken in his Inverness office where he produced a Development Finance Funding at half the cost of that produced by another broker. Time and speed were critical and ably assisted by Tracey Barnes and Ross Linn things could not have run any smoother, with funds released within the month. To anybody out there with a dream, I do hope that you are able to have someone like Ken on your side, perhaps you’ll even be lucky enough to have Ken championing your cause directly.
Steven Peck
I have just sold a property that Ken funded for me whilst at the Co-op. To say it was a complicated deal with 20 + leases mainly short term, over rented and peppercorn lease to the council amongst other things would be an understatement. Ken worked tirelessly, diligently and lost his Christmas to get the deal over the line for me. I will be forever grateful, thanks Ken!
Credentials
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STEP Certificate for Financial Services - Trusts & Estate Planning - with Distinction
STEP – Advising Families Across GenerationsDec, 2019- Oct, 2024 -
CAP Money Trainer Certificate - for Completion of CAP Money Training Course
Christians Against PovertyNov, 2019- Oct, 2024 -
Chartered Banker | MCIBS
The Chartered Banker InstituteJul, 2002- Oct, 2024 -
Institute of Professional Will Writers Award - Taking Will Instructions
IPW - Institute of Professional WillwritersJun, 2019- Oct, 2024
Experience
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Commercial Expert Ltd
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United Kingdom
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Financial Services
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1 - 100 Employee
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Business Finance Specialist
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Dec 2019 - Present
I am a service-driven business finance professional who specialises in helping:- Established business owners (2+ yrs),- Property entrepreneurs and investors- Private clientsMy company Kintail Finance is the Authorised Representative in Scotland for Commercial Expert Ltd, a highly skilled team who have collectively over 100 years experience in speaking directly to lenders, understanding their criteria and their lending preferences.Working with you as decision maker, I will prepare your requirement in a Bank-friendly format and present your business case to the most appropriate lenders for your proposal.Our charges are market driven , and we do not always charge a fee for sourcing finance.I am keen to widen my strategic partnerships with like-minded professionals in the Legal, Property, Rural and Finance Sectors.
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Society of Trust & Estate Practitioners (STEP)
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Switzerland
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Non-profit Organization Management
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1 - 100 Employee
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Member Affiliate
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Feb 2020 - Present
The Society of Trust and Estate Practitioners (STEP) is the leading worldwide professional body for practitioners in the fields of trusts, estates and related issues. I am passionate about providing affordable, relationship-driven, client-centered support to family Executors following the passing of a loved one.This service is offered through Kintail Finance, fully insured and delivered locally, with the support of solicitors who specialise in Family Law. The Society of Trust and Estate Practitioners (STEP) is the leading worldwide professional body for practitioners in the fields of trusts, estates and related issues. I am passionate about providing affordable, relationship-driven, client-centered support to family Executors following the passing of a loved one.This service is offered through Kintail Finance, fully insured and delivered locally, with the support of solicitors who specialise in Family Law.
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Development Lead
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Sep 2018 - Feb 2020
Our mission is to create positive change that can advance the well-being of ME and CFS sufferers and carers across Highlands and Islands. We will do this by encouraging peer support, engaging pro-actively with local health organisations and by participating in wider ME awareness, advocacy and research campaigns. Our mission is to create positive change that can advance the well-being of ME and CFS sufferers and carers across Highlands and Islands. We will do this by encouraging peer support, engaging pro-actively with local health organisations and by participating in wider ME awareness, advocacy and research campaigns.
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The Co-operative Bank plc
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United Kingdom
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Financial Services
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700 & Above Employee
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Corporate & Commercial Manager
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Apr 2009 - Aug 2018
Face to Face Relationship Management to a niche portfolio of predominantly local businesses in the trading, property and charitable sectors. Centre Manager at Liverpool, Old Hall St, building up client base through networking, developing new referral partners and re-engaging the company with the community, whilst also managing an existing and loyal customer base. Face to Face Relationship Management to a niche portfolio of predominantly local businesses in the trading, property and charitable sectors. Centre Manager at Liverpool, Old Hall St, building up client base through networking, developing new referral partners and re-engaging the company with the community, whilst also managing an existing and loyal customer base.
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JCI (Junior Chamber International)
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United States
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Non-profit Organizations
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700 & Above Employee
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Communities Director
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Jan 2013 - Dec 2013
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Lloyds Banking Group
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United Kingdom
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Financial Services
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700 & Above Employee
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Syndications Team Manager
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Aug 2008 - Apr 2009
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Bank of Scotland
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United Kingdom
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Banking
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700 & Above Employee
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Business Banking Manager
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Jan 2003 - Jul 2008
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Clydesdale Bank
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United Kingdom
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Banking
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700 & Above Employee
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Snr Business Managers Assistant
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Oct 1999 - Dec 2002
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Mortgage Advisor & Deputy Branch Manager
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Oct 1998 - Sep 1999
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Education
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1992 - 1996
The University of Edinburgh
Master of Arts (MA), Economics -
1997 - 2001
The Chartered Banker Institute
Chartered Banker, Banking, Corporate, Finance, and Securities Law -
2006 - 2020
Institute of Customer Service
Communication, Customer Service Management
Community
