Experience

Olympia Federal Savings (OlyFed)

• United States
• Financial Services
• 1 - 100 Employee

• Vice President, Director of Commercial Lending

  • Mar 2016 - Present



Thurston First Bank

• Olympia, WA

• Senior Vice President, Chief Credit Officer

  • Nov 2007 - Mar 2016

  Contributing the profitable operation of a high touch/high tech commercial business bank, through increasing operating efficiency, in market lending and deposit growth. Mentor to bank's commercial lending and business development staff. Accountable for lending strategies, production goals, underwriting and credit decisions, as well as loan servicing. Addressing credit resolution issues to ensure the overall quality of the loan portfolio and loan reserve adequacy. Actively reporting to Loan, ALCO and Audit Committees. • Key member of the denovo turn-around team. • Actively involved in the bank’s short and long term strategic planning. • Development and execution of banking lending and deposit acquisition teams. • Client depth and diversification initiatives. • Implementation of the bank’s Customer Relationship Management programs. Show less



Anchor Bank WA

• United States
• Banking
• 1 - 100 Employee

• • Jan 2007 - Oct 2007

  Accountable for the bank's entire Retail and Commercial lending production and portfolio management of $456 million in home and home equity mortgages, $30 million in consumer loans, and $17 million in business loans. Supervision of the lending production and support staff totaling over 40 individuals with four direct reports. • Developing strategic lending production and budget objectives and goals, as well as lending policies and procedures. • Training and guidance to branch managers and lending officers. • Secondary market strategies to maximize return and minimize risk. • Implementation and calibration of an automated consumer loan underwriting system.• Assisted Human Resources in bank wide talent search, development and retention. • Chairman of the Executive Loan Committee, Credit Risk Officer and proactive member of ALCO. Show less

• • Jan 2005 - Dec 2006

  Developing and directing the bank's commercial real estate, custom and spec. construction, land acquisition and development, business/SBA and C&I lending activities. Directing loan pricing structures, risk analysis, policies and procedures. • Supervision of the commercial lenders and production support staff averaging 12 individuals. • Member of the ALCO Committee and administration of the bank's ALLL calculations and reserves. • Chairman of the Executive Loan Committee and direct report for the Loan Portfolio Officer. Show less

• • Feb 2001 - May 2005

  Providing management of the bank's consumer, retail, commercial, construction administration, and credit card/merchant services portfolio, and collection activities associated with all forms of credit. Overseeing a staff averaging 20 individuals to ensure exceptional client services. • Chairman of the Credit Review Committee; providing credit and collateral risk analysis of all underperforming credits. • Chairman of the Loan Policy Review Committee, developing and revising all bank policies. • Creating and implementing the bank's ALLL policy, and reporting monthly to ALCO Committee. Show less

• • May 1996 - Jan 2001

  Start-up of a full service branch in a new market for the bank. Facilitating growth in lending, deposits and branch profitability. Establishing and achieving superior performance of branch goals and objectives.Promoted the bank within the community through speaking engagements, media sources and charitable activities. • Originating consumer, home mortgages, construction and commercial loans. • Performing all managerial functions of staff supervision including selection, training and evaluations. Show less



Timberland Bank

• United States
• Banking
• 100 - 200 Employee

• Assistant Vice President, Branch Manager/Retail Lending Officer

  • May 1985 - Apr 1996

  Manager of multiple branch and lending production facilities. Originating, servicing and collection of consumer, residential and construction lending products. • Served as the bank's CRA, Lending Compliance and Appraisal Officer. • Diverse background in full service branch management and operations, retail lending and staff development. Manager of multiple branch and lending production facilities. Originating, servicing and collection of consumer, residential and construction lending products. • Served as the bank's CRA, Lending Compliance and Appraisal Officer. • Diverse background in full service branch management and operations, retail lending and staff development.