Ken Halverson
Account Executive at ClearEdge Lending- Claim this Profile
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English Native or bilingual proficiency
Topline Score
Bio
Credentials
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Certificate for series 22, Santa Monica California 1990
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Experience
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ClearEdge Lending
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United States
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Financial Services
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1 - 100 Employee
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Account Executive
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Jan 2021 - Present
►RELATIONSHIPS ARE OUR PRIORITY:Over 25 years of cutting-edge lending expertise, we are Solution Oriented. Service Driven.ClearEdge is strictly a wholesale lender and will not compete with brokers.►OUR BUSINESS-BACKED BY STRONG INVESTOR CAPITAL:ClearEdge Lending has a solid foundation built on substantial investment capital. Our end investor has acquired over $4 billion in Non-QM loans and expanded Non-Agency since 2015 and completed 9 Non-QM securitizations over the past two years. ClearEdge’s role as both the lender and end investor will enable us to make quick credit decisions.►LOCAL FULL-SERVICE BRANCH MODEL:As a lender working with TPOs, we offer Non-QM programs focused on simplicity and we are backed by a local full-service branch strategy providing brokers with excellent team support. Show less
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WHAT'S YOUR EDGE? Our products are focused on simplicity and speed.
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2021 - Present
CLEAREDGE PORTFOLIO-Select the product that best fits your borrower.►CEL Connect 1:Near prime solutions for borrowers who need a solution beyond prime jumbo.☑Max LTV: 90% (purchase)☑80% LTV to $3,000,000☑Min FICO: 680☑Loan Amount: Up to $3,000,000☑Credit History: 4 years seasoning FC, SS and BK►CEL Connect 2:Out of the box solutions for borrowers recovering from recent credit events.☑Max LTV: 90% (purchase)☑Min FICO: 620☑Loan Amount: Up to $2,500,000☑Credit History: 2 years seasoning FC, SS and BK►Asset Connect:Designed specifically for borrowers with large significant assets. Qualify solely based on assets. No DTI. Enough assets to cover Loan Amount, Monthly Debt for 24 months and 12 months reserves.☑Max LTV: 80% (purchase)☑Min FICO: 720 Loan Amount: Up to $2,000,000►Investor Connect:Designed for real estate investors looking to expand their portfolio. DSCR Program as low as $125,000 loan amount.☑Minimum .75 ratio and a No Ratio option.☑Max LTV: 80%☑Minimum FICO: 660☑Loan Amount Up to: $2,000,000►Prime Jumbo Connect:For borrowers with excellent credit and stable income and employment history.☑Max LTV: 85% (purchase)☑Min FICO: 660☑Loan Amount: $3,000,000 Show less
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ClearEdge Lending
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United States
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Financial Services
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1 - 100 Employee
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Account Executive
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Feb 2020 - Jun 2020
Non-QM lender with programs focused on simplicity. Full-service branch strategy provides brokers with excellent team support. Non-QM lender with programs focused on simplicity. Full-service branch strategy provides brokers with excellent team support.
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Mortgage Industry Experience
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United States
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Wholesale/Correspondent
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May 1999 - Jun 2020
Regional Account Executive-Newfi Lending Jun 2020 – Jan 2021 Regional Account Executive-Wholesale/Correspondent Commercial/ Warehouse Lending Axos Bank June 2019 – February 2020 Finance of America Mortgage LLC-Wholesale/Correspondent Account Executive May 2017 – Feb 2018 First Rate Financial Group-March 2014 – May 2017-Sales/Production Manager Managed a team of Loan Officers. Recruited new producing loan officers. Provided training materials. Structure loans for Loan Officers. Research guidelines for loan officers. Plaza Home Mortgage-September 2013 – March 2014-Wholesale/Correspondent. Developed new territory. Produced consistently within the first six months. US Bank Home Mortgage -June 2011 – December 2013-Wholesale/Correspondent Business development Developed top ten correspondence accounts MetLife Home Loans -Oct 2007 – June 2011-Wholesale/Correspondent Top Producer in the Company Member of the Chairman’s Club (top three producers in the company) Silver State Mortgage - December 2006 – Feb 2007-Wholesale/Correspondent Area Manager,Managed seven Account Executives. Supported my team (which was number one in company production) Producing over 40 million per month. Closed personal volume in excess of $10 million within four months of the start date. Actively marketed to my email database. First Franklin Financial Corporation-Jan 2003 – Dec 2006-Wholesale Account Executive. Received the 2002 third quarter Sales Award,2003 fourth quarter Sales Award-2004, 2006 Branch Top Producer. Consistently exceeded production goals . Maintained accounts. Helped train and support new recruits. Regularly gave presentations regarding relevant information. IndyMac Bank-May 2001– Dec 2002-Wholesale/Retail Account Executive. Aided several Los Angeles and Ventura County Brokers. Developed sales presentations and training materials. Developed marketing strategies. Consistently in the top two in production numbers. First Franklin-May 1999 – May 2001-Wholesale Account Executive Show less
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Education
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Moorpark College
Business Administration
Community
