Kavya Kumar Naik

Lead Associate at INDECOMM
  • Claim this Profile
Contact Information
us****@****om
(386) 825-5501
Location
Kumta, Karnataka, India, IN

Topline Score

Topline score feature will be out soon.

Bio

Generated by
Topline AI

You need to have a working account to view this content.
You need to have a working account to view this content.

Experience

    • United States
    • Financial Services
    • 700 & Above Employee
    • Lead Associate
      • Jul 2022 - Present

      Good working knowledge of all 4 C's of Underwriting. (i.e. Credit. Capacity, Collateral and Capital). Perform income calculation to verify DTI ratio. Analyzing loan risk and requesting additional information as necessary. Good working knowledge of all 4 C's of Underwriting. (i.e. Credit. Capacity, Collateral and Capital). Perform income calculation to verify DTI ratio. Analyzing loan risk and requesting additional information as necessary.

    • United States
    • IT Services and IT Consulting
    • 700 & Above Employee
    • Process Analyst
      • Sep 2020 - Jun 2022

      Ensured loan submittals met internal and external eligibility requirements. Make decisions regarding acceptance and risk of loans according to FNMA/FHLMC, and investor guidelines. Gained extensive experience in underwriting Conventional Fannie Mae and Freddie Mac loans. Maintained meticulous attention to detail in 4 C`s underwriting. Leveraged knowledge of Income Calculations and Condition Clearing. Ensured loan submittals met internal and external eligibility requirements. Make decisions regarding acceptance and risk of loans according to FNMA/FHLMC, and investor guidelines. Gained extensive experience in underwriting Conventional Fannie Mae and Freddie Mac loans. Maintained meticulous attention to detail in 4 C`s underwriting. Leveraged knowledge of Income Calculations and Condition Clearing.

Education

  • Atria Institute of Technology
    Bachelor of Engineering - BE, Information Science/Studies
    2016 - 2020

Community

You need to have a working account to view this content. Click here to join now