Kavya Kumar Naik
Lead Associate at INDECOMM- Claim this Profile
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Bio
Experience
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INDECOMM
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United States
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Financial Services
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700 & Above Employee
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Lead Associate
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Jul 2022 - Present
Good working knowledge of all 4 C's of Underwriting. (i.e. Credit. Capacity, Collateral and Capital). Perform income calculation to verify DTI ratio. Analyzing loan risk and requesting additional information as necessary. Good working knowledge of all 4 C's of Underwriting. (i.e. Credit. Capacity, Collateral and Capital). Perform income calculation to verify DTI ratio. Analyzing loan risk and requesting additional information as necessary.
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Visionet Systems Inc.
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United States
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IT Services and IT Consulting
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700 & Above Employee
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Process Analyst
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Sep 2020 - Jun 2022
Ensured loan submittals met internal and external eligibility requirements. Make decisions regarding acceptance and risk of loans according to FNMA/FHLMC, and investor guidelines. Gained extensive experience in underwriting Conventional Fannie Mae and Freddie Mac loans. Maintained meticulous attention to detail in 4 C`s underwriting. Leveraged knowledge of Income Calculations and Condition Clearing. Ensured loan submittals met internal and external eligibility requirements. Make decisions regarding acceptance and risk of loans according to FNMA/FHLMC, and investor guidelines. Gained extensive experience in underwriting Conventional Fannie Mae and Freddie Mac loans. Maintained meticulous attention to detail in 4 C`s underwriting. Leveraged knowledge of Income Calculations and Condition Clearing.
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Education
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Atria Institute of Technology
Bachelor of Engineering - BE, Information Science/Studies