Kavita Krishna

Loss Adjusting Case Manager at LKA Group
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Contact Information
Location
Greater Melbourne Area

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Credentials

  • Senior Associate CIP Member
    ANZIIF
    Mar, 2021
    - Oct, 2024

Experience

    • Australia
    • Security and Investigations
    • 1 - 100 Employee
    • Loss Adjusting Case Manager
      • Apr 2022 - Present

    • United States
    • Insurance
    • Claims Senior Relationship Manager
      • Oct 2019 - Apr 2022

      • Claim lodgement liaising with clients with the initial claims notification process, lodging the claim with insurer and thereafter proactively monitoring the progress of the claim completion. • Claim management including end to end management of claims in accordance with settlement authorities provided by Carriers and Cover Holders • Effective and efficient communication to all key stakeholders • Delivering technical competent support and advise to all stakeholders • Compliance will all company policy, procedures, and guidelines • Following Industry Best Practice • Technical advice-assist the company to establish and maintain an effective ongoing relationship between the company and its clients • Assis in the training and development of Claims Examiners • Report management – prepare claims activity reports for management as and when requires • Review all declines before sending to clients • Manage all disputes and negotiations • Be available to assist the team with technical questions, day to day management and help is thinking outside the square • Be involved in projects within the company to provide smart working tools and training where required

    • Australia
    • Financial Services
    • 700 & Above Employee
    • Claims Examiner
      • Jan 2019 - Oct 2019

      • Liaise effectively and efficiently with all stakeholders (in & outbound calls and emails) • End to end of management of claims in accordance with policy limits • Claim lodgement via phone • Mange claims up to $100,000 • Fast tracking claim settlements up to $10,000 • Negotiate settlement • Manage declines • Manage disputes and complaints • Authorising repairs and replacement • Determine any recovery & salvage potential and action accordingly • Referral to Investigations if file needs to be investigated • Maintain 20-day SLA for all active claims in my portfolio • Adhering to privacy and compliance issue • Taking responsibility of upskilling and developing my knowledge base to manage my work in proactive and above accepted levels • Interpreting policy coverages correctly to determine liability in accordance with policy wording • Manage all incoming correspondence via phone & email to maintain response SLA of 2 days. • Maintain effective file notes with clear claim management plan • Review reserve each time claim is touched • Learning, understanding and maintaining business processes and requirements to maintain KPIs

    • Australia
    • Insurance
    • 1 - 100 Employee
    • Claims Manager
      • Jul 2018 - Jan 2019

      • Liaise effectively and efficiently with stakeholders • Deliver support and advice to stakeholders • End to end of management of claims in accordance with policy limits • Follow industry best practice to continue to differentiate • Follow up insurers to get results • Reviewing all declines before forwarding to clients • Improving system and process to work smart and proactively • Dealing with disputes and escalations • Attending regular meetings with clients, insurers, repairers and assessors • Managing my own portfolio of claims from lodgement to completion • Manage claims team performance • Weekly report to account managers

    • Australia
    • Insurance
    • 1 - 100 Employee
    • Claims Team Manager
      • Jul 2014 - Jun 2018

      • Management of claims team with 4 staff • Manage 2 external claims team • One on one reviews and KPI managements • Weekly reporting to Management with claim updates • Monthly updates to strata managers and direct clients on active claims • Involved with negotiations on settlements • Implementing new procedures • Creating innovative training materials for staff and clients of policy coverage • Attending regular meetings with clients, insurers, repairers and assessors • Dealing with day to day running of the claims team • Managing my own claims portfolio of prestige clients from lodgement to completion • Reviewing all declines before forwarding to clients • Dealing with disputes and escalations • Complying client feedback from claim surveys upon completion of the claim to improve our service • Improving system and process to work smart and proactively

    • Property Claims Advisor
      • Sep 2013 - Jun 2014

    • Claim Officer
      • May 2010 - Jun 2013

      •Dealing with all classes of claims, responsible for assisting clients in all stages of the claims process •Ensuring all finalised claims are cleared from the claims list on a regular basis •Producing standard letters or wordings where necessary on all claims matters •Fostering and establishing relationships with claims staff and internal and external stakeholders •Developing relationships with loss adjusters •Attending claims review meetings •Keeping clients informed of progress of claim and establish relationships where possible

    • Insurance
    • 300 - 400 Employee
    • Claims Officer
      • 2007 - 2008

      • Inbound/outbound calls to internal and external customers • Settling claims up to $30,000 • Determining liability in accordance with policy wording • Determine any recovery potential and action accordingly • Referral to Investigations if file needs to be investigated • Adhering to privacy and compliance issue • Assisting Team Leader when she is out of the office – i.e. disputes from customers, staff queries. • Budding with new staff to train them in the systems and processes/procedures • Delivering exceptional service to customers • Guiding customers through the claims lodgement and settlement process • Working with staff and helping them with any questions they may have on processes • Informing insured of claim coverage and send decline letters • Dealing with disputes team

Education

  • ANZIIF
    Diploma in Broking, Insurance
    2017 - 2020
  • ANZIIF
    Diploma in General Insurance, Insurance
    2012 - 2013
  • ANZIIF
    Ceriticate IV, General Insurance
    2012 - 2012

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