I have first met Mrs. Katrina Silverman while she was studying toward her degree and certification in Real Estate appraisal program at University level. I was immediately very impressed by her exceptional learning skills in complexes areas of evaluation of assets with low volatility. (Valeurs immobilières in French). She had also expressed additional interest in the assessment of values with high volatility such as financial markets, currencies and related instruments and derivatives (valeurs mobilières in French), which I personally include in my research topics and consultation. Despite Katrina’s demanding responsibilities as a family provider with young kids she succeeded easily to meet her career and work obligations with great professionalism and dedication. She masters exceptionally well the interplay between theoretical concepts and concrete applications in commercial real estate to the point that my research unit used her knowledge as needed on a contract basis. To gain efficiency and effectiveness she favours the use of software and IT as tools to assist in her analysis and reporting. In addition of these qualifications Mrs. Silverman is a pleasant person to work with and is very appreciated by her superiors and team members. I recommend her with no hesitation to any organisation that is looking for a very intelligent and a dedicated employee that will become without any doubt and rapidly a true asset for their company. Dr. Jacques Ajenstat eng, MBA, PhD Professor /Director of DSS study unit ESG (Business School) University of Quebec at Montreal (UQAM)

I have first met Mrs. Katrina Silverman while she was studying toward her degree and certification in Real Estate appraisal program at University level. I was immediately very impressed by her exceptional learning skills in complexes areas of evaluation of assets with low volatility. (Valeurs immobilières in French). She had also expressed additional interest in the assessment of values with high volatility such as financial markets, currencies and related instruments and derivatives (valeurs mobilières in French), which I personally include in my research topics and consultation. Despite Katrina’s demanding responsibilities as a family provider with young kids she succeeded easily to meet her career and work obligations with great professionalism and dedication. She masters exceptionally well the interplay between theoretical concepts and concrete applications in commercial real estate to the point that my research unit used her knowledge as needed on a contract basis. To gain efficiency and effectiveness she favours the use of software and IT as tools to assist in her analysis and reporting. In addition of these qualifications Mrs. Silverman is a pleasant person to work with and is very appreciated by her superiors and team members. I recommend her with no hesitation to any organisation that is looking for a very intelligent and a dedicated employee that will become without any doubt and rapidly a true asset for their company. Dr. Jacques Ajenstat eng, MBA, PhD Professor /Director of DSS study unit ESG (Business School) University of Quebec at Montreal (UQAM)

I have first met Mrs. Katrina Silverman while she was studying toward her degree and certification in Real Estate appraisal program at University level. I was immediately very impressed by her exceptional learning skills in complexes areas of evaluation of assets with low volatility. (Valeurs immobilières in French). She had also expressed additional interest in the assessment of values with high volatility such as financial markets, currencies and related instruments and derivatives (valeurs mobilières in French), which I personally include in my research topics and consultation. Despite Katrina’s demanding responsibilities as a family provider with young kids she succeeded easily to meet her career and work obligations with great professionalism and dedication. She masters exceptionally well the interplay between theoretical concepts and concrete applications in commercial real estate to the point that my research unit used her knowledge as needed on a contract basis. To gain efficiency and effectiveness she favours the use of software and IT as tools to assist in her analysis and reporting. In addition of these qualifications Mrs. Silverman is a pleasant person to work with and is very appreciated by her superiors and team members. I recommend her with no hesitation to any organisation that is looking for a very intelligent and a dedicated employee that will become without any doubt and rapidly a true asset for their company. Dr. Jacques Ajenstat eng, MBA, PhD Professor /Director of DSS study unit ESG (Business School) University of Quebec at Montreal (UQAM)