Experience

CapStar Bank

• United States
• Banking
• 100 - 200 Employee

• Credit Underwriter

  • Jan 2008 - Present

  Underwriting for a team of Relationship Managers working on a variety of credits from small business, real estate, construction, private banking, commercial and participations.



SunTrust Bank

• United States
• Financial Services

• Credit Advisor

  • Jan 2006 - Jan 2008

  Credit Advisor entailed working with a team of banking, wealth management and trust professionals to identify and assist in the loan sales process for a portfolio of high net worth clientele. The job entailed a great deal of communication and coordination with internal employees and Bank customers.



Citizens Business Bank

• United States
• Staffing and Recruiting
• 1 - 100 Employee

• Vice President

  • Apr 2005 - Jan 2006

  in the Corporate Credit Department assisting management, multiple branches and junior credit officers in analyzing, structuring, recommending and presenting a variety of commercial real estate and business credits to senior management for approval.

• SBA Manager

  • 1998 - 2006

• Manager/Vice President

  • Sep 1998 - Mar 2004

  of the Small Business Administration Department responsible for a loan portfolio of $200 million. Under my direction, the Department was established in September, 1998. I was responsible for development of all department guidelines, policy manuals, and procedures. Responsible for sales, meeting goals and management of all aspects of the Department. The Department primarily processed SBA 504 loans for commercial real estate acquisitions.



PFF Bank & Trust

• Banking
• 100 - 200 Employee

• Regional Credit Manager

  • Mar 2004 - Apr 2005

  of a commercial loan portfolio totaling approximately $75 million. Responsible for managing Branch personnel, underwriters, funding staff, and multiple loan units in servicing the Bank's largest and most prominent accounts. Duties included overall portfolio management and oversight responsibility of an on-going sales program to existing clients and prospects.



FOOTHILL INDEPENDENT BANK

• United States
• Banking

• Manager/Vice President

  • Oct 1994 - Sep 1998

  Responsible for management and supervision of all aspects of the Department, including sales efforts, credit underwriting, funding, loan servicing, management of staff, planning and accounting issues. This department provided 7-a and 504 loans.



CALIFORNIA STATE BANK

• United States
• Travel Arrangements

• Manager/Vice President

  • Apr 1992 - Oct 1994

  was responsible for implementation of a SBA business development program with a focus on direct mail and cold calling; establishing internal processes to streamline the credit and servicing tasks; administer pre-audit procedures to prepare for regulatory reviews.; Supervised a staff of nine. I oversaw the activities in sales, underwriting, funding and loan servicing.



GOVERNMENT FUNDING CORPORATION

• Loan Officer/Packager

  • Aug 1986 - Oct 1987

  Held record for highest volume producing loan packager. .