Experience

Arc Home
• Canada
• Construction
• Sr. Non-QM Underwriter

  • May 2023 - Present


loanDepot

• United States
• Financial Services
• 700 & Above Employee

• FHA DE/Jumbo/Non-QM Underwriter

  • Apr 2018 - Sep 2022

  Evaluated complete financial/credit profiles for adherence to underwriting guidelines and policies. Examined collateral risk for acceptability and implemented fraud detection techniques. • Recognized by auditors/management for organized, compliant loans through knowledge of guidelines, current regulations, and effective risk assessment. • Performed extensive analytical calculations and implemented accounting techniques, including Tax Return, P&L, Balance Sheet, and Lease analysis. • Managed the credit approval process. • Presented Top Underwriter awards for consistently exceeding productions goals as demonstrated by ability to multi-task and offer creative solutions. • Exercised time management to ensure renovation, construction, and closing deadlines were sufficiently met. • Appointed mentor to assist with onboarding of new underwriters. • Recognized for strong attention to detail, resulting in more efficient increased loan closings. Show less



Evergreen Home Loans NMLS 3182

• Financial Services
• 400 - 500 Employee

• DE Underwriter

  • May 2016 - Mar 2018

  • Awarded DE Certification (FHA) and construction loan underwriting authority. • Acknowledged for problem-solving skillset and ability to transform difficult loans into approvals. • Managed loan deficiencies to create insurable loans. • Awarded DE Certification (FHA) and construction loan underwriting authority. • Acknowledged for problem-solving skillset and ability to transform difficult loans into approvals. • Managed loan deficiencies to create insurable loans.



Axia Home Loans

• United States
• Financial Services
• 1 - 100 Employee

• Underwriter

  • Jul 2013 - May 2016

  • Conducted realtor/sales presentations to assist in file flow and shortened processing times. • Recognized for high production and organizational skills. • Appointed to work with Audit Task Force for system and post-closing audits. • Conducted realtor/sales presentations to assist in file flow and shortened processing times. • Recognized for high production and organizational skills. • Appointed to work with Audit Task Force for system and post-closing audits.



SunTrust Mortgage

• United States
• Banking

• Sr. Underwriter

  • Jun 2012 - Jun 2013

  • Increased lending authority to accommodate Jumbo transactions and more extensive portfolios. • Relied on by management for completion of rush and short close purchase transactions. • Maintained high volume to consistently meet or exceed company goals. • Increased lending authority to accommodate Jumbo transactions and more extensive portfolios. • Relied on by management for completion of rush and short close purchase transactions. • Maintained high volume to consistently meet or exceed company goals.



MetLife Home Loans

• United States
• Financial Services
• 700 & Above Employee

• Underwriter

  • Nov 2010 - May 2012

  • Recognized for exceptional quality and ability to provide current, complete, and compliant loan files. • Cross trained to complete QC Audits. • Recognized for exceptional quality and ability to provide current, complete, and compliant loan files. • Cross trained to complete QC Audits.



Wells Fargo Home Mortgage

• United States
• Banking

• Mortgage Underwriter

  • Mar 2004 - Aug 2010

  Examined credit documentation required for credit approval. Completed collateral evaluations and assisted in systems and policy training for new hires. • Awarded role to work with the Corporate Project Management Team in implementing new products, guideline changes and system enhancements. • Managed file flow and daily workload assignments to meet production goals. Examined credit documentation required for credit approval. Completed collateral evaluations and assisted in systems and policy training for new hires. • Awarded role to work with the Corporate Project Management Team in implementing new products, guideline changes and system enhancements. • Managed file flow and daily workload assignments to meet production goals.