Experience

Valley West Mortgage

• United States
• Banking
• 1 - 100 Employee

• Docs and Funding Manager

  • Oct 2019 - Present

• Docs and Funding Specialist

  • Sep 2017 - Present



Unemployed - looking for work

• Unemployed

  • Aug 2017 - Sep 2017



MPAK-Inc. DBA Schwartz & Associates

• Onsite Closer/Funder

  • May 2015 - Aug 2017

  Review the loan file for any additional documentation that may be required. Input all required data needed to produce preliminary Closing Disclosure. Ensure title and I balance to the fees and bottom lines on all Closing Disclosures. Once Closing Disclosure is approved I then sent it to the borrower per the lenders preferred choice delivery. Once I receive confirmation from the borrower loan docs are generally issued within 24 hours. Review the required document needed to fund that loan and issue funding authorization. Order all funding wires the morning of closing/funding.



One Morgage, Inc.

• Closer/Funder

  • Jul 2012 - May 2015

  Responsible for reviewing loan files to ensure we have what is needed to input the accurate information for loan closing packages. Request any missing items from the processor or underwriter. Review all preliminary HUD's and request any corrections that may need to be made prior to issuing HUD approval. Once closing has occurred, funding conditions are sent to me and I review them to ensure everything is signed correctly and we meet all funding conditions. Once everything is satisfied, for purchases I will issue funding authorization the same day and on refinances upon recession expiration I will issue funding authorization. Assist with clearing investor purchase conditions. Prepare and review loan files before they are submitted to Mortgage Compliance Advisors for monthly audits.



Wells Fargo

• United States
• Financial Services
• 700 & Above Employee

• Customer Service Rep 4

  • Feb 2012 - Jun 2012

  Responsible for pulling daily Reg B and credit consents for credit reports to ensure loans are being submitted to processing on time and credit consents are completed in compliance. Process borrower refunds, AP check requests and bill payments. Ensure each office is stocked with all supplies needed to complete the job. Handle any customer service issues that may arise before escalating to the Branch Manager or Area Manager. Work close with 5 Branch Managers and help them with anything from setting up a new hire to helping off board an employee. Work close with the Area Manager and Admin Assistant to help facilitate all and any events, meetings and trainings. Ensure all materials are available that may be needed.

• Customer Service Rep

  • Nov 2011 - Feb 2012

  Responsible for pulling pipeline reports to include REG B, suspended loans, aged loans, pre-quals with no activity and credit consents on a daily basis. I updated each report daily and provided management with the requested information. Responsible for checking over and logging in new submissions to ensure the minimal required documentation is in the file prior to it going to the processing team. Process check requests for appraisal payments and borrower refunds. Make sure any bills are sent to accounting in a timely manor to ensure payments are sent on time. Answer the main telephone line and direct any potential and or current clients to the correct staff member. Follow-up on any customer issues to ensure everything has been taken care of and the customer is satisfied. Greet any customers that may walk into the office with a smile and make sure they are taken care of promptly.



Paramount Residential Mortgage Group Inc. (PRMG Inc.)

• United States
• Financial Services
• 700 & Above Employee

• Funder

  • Aug 2008 - Aug 2011

  Draw loan documents on all files that are submitted to closing. Once documents have been signed and returned, I review them and fill out a Quality Control checklist to make sure everything is complete. I then complete a Prior to Funding Needs list for the Mortgage Brokers and Escrow Officers letting them know what is still needed to get the loan funded. Before funding I complete a Verification of Employment to ensure the borrower is still employed. Once all conditions are met I balance out the file and adjust figures if needed and fax over a funding breakdown to escrow and verify they balance with my figures. I complete our collaterals and send them to our corporate office. I copy all funded files so we have a copy on hand should a problem arise.



Christopher Legal Group

• Mortgage Specialist

  • Apr 2008 - Jul 2008

  Prepare all Deed-In-Lieu or Short Sale packages and send them off to the current mortgage company for review and consideration. Negotiated with the mortgage companies on Short Sales. Prepared letters to creditors to negotiate debt for our clients. Negotiated debt for clients with their creditors. Helped answer the phone on a daily basis and assisted with other office duties. Prepare all Deed-In-Lieu or Short Sale packages and send them off to the current mortgage company for review and consideration. Negotiated with the mortgage companies on Short Sales. Prepared letters to creditors to negotiate debt for our clients. Negotiated debt for clients with their creditors. Helped answer the phone on a daily basis and assisted with other office duties.



Provident Group

• Receptionist

  • Feb 2008 - Apr 2008

  Answer all incoming phone calls and assist clients to be best of my ability. Mailed letters and invoices to clients concerning their IRA accounts. Answer all incoming phone calls and assist clients to be best of my ability. Mailed letters and invoices to clients concerning their IRA accounts.



First Magnus Financial

• Banking
• 1 - 100 Employee

• Funder

  • Nov 2002 - Aug 2007

  Drew loan documents on all files that were submitted for funding. Once documents have been signed and returned, I reviewed them and filled out a Quality Control checklist to make sure everything was complete. I then complete a Prior to Funding Needs list for the Mortgage Broker and Escrow Agent letting them know what was still needed to get the loan funded. Before funding I would complete a verbal verification of employment. Once all prior to funding conditions were been met, I faxed over my funding figures to escrow and confirmed with them that our figures matched and cut their funding check or order their wire transfer. Completed our bank packages and sent them out to the appropriate bank, as well as scanning all closed files and ship them out to our corporate. Responsible for ordering all office supplies, pulling weekly pipelines for audit, ensuring that any problems or issues that arise on any files are taken care of within the requested time frame. Assisted branch manager with many duties to include dealing with upset clients and helping borrowers come to a resolution on a problem.



Odie Oday

• Admin Assistant

  • Oct 2003 - Apr 2004

  Processed all loans to ensure accuracy and completion. Prepared files to be submitted to lenders and handled all phone calls. Primary contact between the Loan Officer and the borrower and the lender. Processed all loans to ensure accuracy and completion. Prepared files to be submitted to lenders and handled all phone calls. Primary contact between the Loan Officer and the borrower and the lender.



Soma Financial

• Banking
• 1 - 100 Employee

• Customer Service Rep

  • Sep 2003 - Oct 2003

  Answered all incoming phone calls regarding loans that were submitted, as well closing questions. Locked loans when requests were submitted and submitted loans to underwriting after they were registered. Answered all incoming phone calls regarding loans that were submitted, as well closing questions. Locked loans when requests were submitted and submitted loans to underwriting after they were registered.



First Magnus Financial Corp

• Funding Coordinator

  • Oct 2002 - Sep 2003

  Reviewed all final loan docs when they came back in for funding. Upon review checked all signatures and dates to make sure everything matched. I then reviewed the entire file to see what other conditions were needed to provide a complete file. Provided the Loan Officers with a list of conditions needed to complete the file. Funded loans with escrow. Drew loan docs when the help was needed. Reviewed all final loan docs when they came back in for funding. Upon review checked all signatures and dates to make sure everything matched. I then reviewed the entire file to see what other conditions were needed to provide a complete file. Provided the Loan Officers with a list of conditions needed to complete the file. Funded loans with escrow. Drew loan docs when the help was needed.



First American Title Company

• Escrow Closer

  • Jan 2002 - Oct 2002

  Cut all checks after the file had been disbursed by the Escrow Officer. Made sure all checks got the correct documentation needed. Disbursed check and other closing paperwork to the correct addresses. Handled all closed file calls and assisted homebuyers to the best of my capability. Disbursed files for Escrow Officers when help was needed and assisted in answering the phones. Cut all checks after the file had been disbursed by the Escrow Officer. Made sure all checks got the correct documentation needed. Disbursed check and other closing paperwork to the correct addresses. Handled all closed file calls and assisted homebuyers to the best of my capability. Disbursed files for Escrow Officers when help was needed and assisted in answering the phones.



Van Rex Gourmet Foods

• Bid Specialist

  • Jan 2000 - Jan 2002

  Completed weekly and monthly bids on products we carried. Answered the phones, took orders, inventory control and created invoices. Completed weekly and monthly bids on products we carried. Answered the phones, took orders, inventory control and created invoices.