Experience

Ion Bank

• United States
• Banking
• 100 - 200 Employee

• Portfolio/Relationship Manager

  • Feb 2020 - Present

• Relationship Manager

  • Feb 2020 - Feb 2020

• Senior Credit Analyst

  • Nov 2018 - Feb 2020



Farmington Bank

• United States
• Banking
• 1 - 100 Employee

• Commercial Credit Analyst

  • Jan 2014 - Oct 2018

  Perform commercial credit/underwriting of financial statements and cash flow ability for C&I and Commercial Real Estate borrowers with exposure from $750M to $21MM. Identify trends, measure performance, and assess risk and financial strength of existing and potential borrowers. Partner with commercial lenders on client calls and site visits. Assist in preparing reports or white papers on industry research and credit risk factors.



Andrews & Galvin Appraisal Services

• Commercial Real Estate Appraiser

  • Oct 2004 - Jan 2014

  Prepare commercial real estate appraisals using the appropriate approaches to value; the Sales Comparison Approach, the Income Capitalization Approach and the Cost Approach. Conduct highest and best use analysis. Research the subject property and comparable properties by public records and personal interviews. Analyzed income and expenses for the subject property and comparable properties. Prepared market rental surveys for various types of commercial properties.



Cigna

• United States
• Wellness and Fitness Services
• 700 & Above Employee

• Senior Financial Analyst

  • Nov 1989 - Jan 1996

  My responsibilities included: Preparing monthly, quarterly, and year-end financial statements including GAAP and Statutory reporting packages; Preparing monthly financial statements for assigned health plans; Researched and resolved account balance discrepancies



The Hartford

• United States
• Financial Services
• 700 & Above Employee

• Accountant

  • Oct 1988 - Oct 1989

  My responsibilities included: Developed and implemented cash accounting procedures; Researched and resolved account balance discrepancies