Experience

PKO Faktoring

• Poland
• Financial Services
• 1 - 100 Employee

• Senior Financial Analyst

  • Jul 2022 - Present



MBCC Group

• Germany
• Chemical Manufacturing
• 700 & Above Employee

• Finance & Credit Controller

  • Jul 2020 - Jun 2022



BASF

• Germany
• Chemical Manufacturing
• 700 & Above Employee

• Finance & Credit Analyst

  • Jun 2019 - Jun 2020

  Key Dimensions as Finance Analyst:Business Finance Partner for one business line (PCI)Supporting planning, budgeting and forecastingPerforming variance analysis of revenue and costs to budget and forecastPreparing management reports and presentations for executive leadershipKey Dimensions as Credit Risk Analyst:Portfolio of Construction Chemical division – 6 business lines, >3 000 customers Credit responsibility within own competences level (up to USD1,5m)Being the Credit Matter Expert in implementation SAP system in the new separated company for the Construction Chemical division Show less

• Credit Risk Analyst

  • Sep 2016 - May 2019

  Key Dimensions:Portfolio with USD50m trade exposure Credit responsibility within own competences level (up to USD1,5m)Industry knowledge: automotive, agricultural, personal care&cosmetic, oils lubricants and greases



Deutsche Leasing Polska S.A.

• Financial Services
• 1 - 100 Employee

• Credit & Restructure Analyst

  • Mar 2016 - Aug 2016

  Key Dimensions: Portfolio with USD15m trade exposure Main responsibility: recommendation and implementation the restructuring plan to the customers with overdue (including customer visit) Industry knowledge: agricultural, production Key Dimensions: Portfolio with USD15m trade exposure Main responsibility: recommendation and implementation the restructuring plan to the customers with overdue (including customer visit) Industry knowledge: agricultural, production



Shell

• United Kingdom
• Oil and Gas
• 700 & Above Employee

• Senior Credit Analyst

  • Jul 2011 - Dec 2015

  *Assessment of companies’ financial standing in order to granting trade credit limits or signing medium - term investment contract.*Making credit decisions within own competences level with regard to the level of collaterals and deals profitability. *Periodic verification of the financial situation of customers and actively managing portfolio*Customer visits including trade negotiations.*Management of collaterals (verifying and monitoring).*Close cooperation with commercial department to identify and find solutions in specific customers’ situations.*Organization and conducting credit committees with sales and debt collection representatives *Implementation changes in credit and collection policies and procedures.*Releasing blocked orders in SAP.*Monitoring the accounts receivables portfolio to identify cash flow opportunities and overdue balances.* Close cooperation with credit reporting agencies.*Reporting credit KPIs to Credit Manager and Sales Managers *Backup for Credit Manager*Migration of activities to Business Service Center in Cracow – preparing and providing training.*Supervision of IT tools supporting credit process. Show less

• Credit Analyst

  • Aug 2004 - Jun 2011