Kasey McSpadden
Senior Underwriter at Decathlon Capital Partners- Claim this Profile
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Bio
Experience
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Decathlon Capital Partners
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United States
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Financial Services
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1 - 100 Employee
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Senior Underwriter
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Jul 2017 - Present
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Commercial Portfolio Manager
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May 2015 - Jul 2017
Responsible for underwriting loan presentations for clients and prospects requesting amortizing term loans, revolving lines of credit, guidance facilities, commercial credit cards and ACH products. Underwriting includes business financial analysis both historical and projection, collateral analysis, business, management, and industrial analysis, and guarantor and global analysis. Assists in managing a $50M commercial loan portfolio completing due diligence and continued risk grade analysis. Works directly with the Relationship Manager, Director of Regional Credit, and Credit Administration. Show less
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Commercial Portfolio Manager & Account Relationship Manager
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Nov 2004 - Apr 2015
Responsible for underwriting loan presentations for clients and prospects requesting amortizing term loans, revolving lines of credit and guidance facilities. Analysis included business financial statements and tax returns, industry analysis, business and management analysis, collateral analysis, and personal guarantor analysis. Assisted in managing a $70M commercial portfolio which included loan delinquency and maturing monitoring, following with up clients for required financial and/or collateral documentation, and ensuring proper risk grade of all relationships. Managed and coached a small team of Account Relationship Officers within the same department. Coaching included credit analysis skills and thought processes, IT systems, and credit policy. Show less
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SBA Processor
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Feb 2003 - Nov 2004
Responsible for processing and documenting SBA 7a loans for Relationship Managers across the Zions Bank footprint. Processing included gathering required documentation, determining SBA Eligibility, submitting and receiving SBA approval, and creating loan documents. Responsible for processing and documenting SBA 7a loans for Relationship Managers across the Zions Bank footprint. Processing included gathering required documentation, determining SBA Eligibility, submitting and receiving SBA approval, and creating loan documents.
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Education
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University of Utah