Karen Johnson

Long Term Care Specialist at LTC Financial Partners
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Contact Information
us****@****om
(386) 825-5501
Location
Rocky Hill, Connecticut, United States, US

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Experience

    • United States
    • Insurance
    • 200 - 300 Employee
    • Long Term Care Specialist
      • Aug 2010 - Present

      Educating people on the need for Long Term Care insurance. Helping them to understand that the risk of leaving Long Term Care insurance out of their financial plan can rob them of their life savings and their independence at the same time. Many people believe they are too young for Long Term Care. I say, think about Christopher Reeves. He never thought that one fall would have those results. Even though we never plan on needing long term care, we have to admit it can happen to any of us. When it does, will the risk have been transferred to the insurer or to your life savings? I also educate employers and business owners about the Class Act that the Obama Administration has enacted. It is set to activate in 2012. There is much to know about what your choices are before hand. Show less

    • Benefits Conselor
      • 2010 - Nov 2010

      I have held an insurance license since 2001. The value of my service is that I offer Employee Benefits that assist the business owner (or manager) to extend their employee benefits at no cost to the employer. This serves several purposes, (1) this allows the employee to tailor their coverage to fit their needs and budget. (2) This protects the employer against frauduent employee comp claims (3) The monies the employer saves by offering my services will free up funds to re-invest in the business. Which is a plus in the present economy. Some of the insurances Colonial Life offer is disability, accident, hospital confinement, limited benefits medical,cancer and critical illness and three types of life insurance. I independently offer term/whole life insurance, individual health insurance and annuities. Please call me with any needs having to do with insurance. Show less

    • Title Searcher
      • Apr 2009 - Jul 2009

      Searcher position required coverage of Fairfield County. I processed requests from lenders for mortgage and lien information and updates on the mortgage or property, by performing title searches in the Town Clerks, Assessors, Tax Dept, and Probate Offices to determine if the line of title is clear. REASON FOR LEAVING: Laid off Searcher position required coverage of Fairfield County. I processed requests from lenders for mortgage and lien information and updates on the mortgage or property, by performing title searches in the Town Clerks, Assessors, Tax Dept, and Probate Offices to determine if the line of title is clear. REASON FOR LEAVING: Laid off

      • Feb 2007 - May 2009

      Real Estate Salesperson servicing the greater Middlesex/New Haven areas. My services included listing and selling residential and commercial property. As well as with banks handling foreclosure properties.I have held a Real Estate license since 1985.

      • Feb 2007 - May 2009

      Along with normal Real Estate Sales responsibilities**, since 2007, I have handled pre-foreclosure Broker Price Opinions for two nationwide lenders. This entails basic appraisal aspects and in the case of listings, going to town hall to do title searches to investigate condition of the title.As a licensed Real Estate Salesperson** I am responsible to: Exhibit knowledge of sale and function of real propertyAttend home inspectionsProblem solveMarketingDevelop and maintain relationshipsTime managementMaintain high level of integrityNegotiatorSelf starterMulti-taskPrioritizeTake the initiativeDisplay follow through Show less

    • Real Estate Salesperson
      • Feb 2005 - Jan 2007

      REASON FOR LEAVING: ERA Innovative Realty became defunct. Broker filed bankruptcy. REASON FOR LEAVING: ERA Innovative Realty became defunct. Broker filed bankruptcy.

    • Replacement Secretary and Payroll Clerk
      • Sep 2004 - Feb 2005

      Secretarial responsibilities required ordering supplies, answering telephones, computer work and communications. Greeting applicants, processing applications and resumes, processing placement charts, in-putting information into computer and filing. As payroll clerk I used computer, fax and telephone to make sure all employees had their time cards in on time and they were accurate. Insured the information was in the home office by dead line. Once processed, sent an overnight package to be processed. Once checks were received and checked for accuracy they were mailed out to employees. *This temporary position also allowed me to work closely with the recruiters to understand what roles they play in the day to day business of recruiting. Show less

    • Receptionist
      • Feb 2004 - Sep 2004

      My responsibilities involved: Answering the telephone Filing Computer input Inter-office activities My responsibilities involved: Answering the telephone Filing Computer input Inter-office activities

    • Insurance Salesperson
      • Jan 2002 - Jan 2004

      Insurance and Annuity Salesperson My responsibilities involved establishing new accounts and developing existing company clients. Cold calling on store front businesses, telephone calls to new leads, and expanding existing client needs. Fact find to find a need, fill the need with company products and services. Insurance and Annuity Salesperson My responsibilities involved establishing new accounts and developing existing company clients. Cold calling on store front businesses, telephone calls to new leads, and expanding existing client needs. Fact find to find a need, fill the need with company products and services.

    • United States
    • Real Estate
    • 700 & Above Employee
    • Real Estate Salesperson
      • Feb 1997 - Jan 2002

      See comment for ERA Innovative Realty* DeWolfe purchased Coldwell Banker then sold business back to Coldwell Banker during the time I was with this office. See comment for ERA Innovative Realty* DeWolfe purchased Coldwell Banker then sold business back to Coldwell Banker during the time I was with this office.

Education

  • Insurance Schools, Inc
    License, Insurance Adjuster
    2010 - 2010

Community

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