Karel Wouters

Product Owner & Internal security consultant at Bancontact Payconiq Company
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Contact Information
us****@****om
(386) 825-5501
Location
Limburg, Flemish Region, Belgium, BE

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Experience

    • Belgium
    • Financial Services
    • 1 - 100 Employee
    • Product Owner & Internal security consultant
      • Mar 2023 - Present

      Brussels Product owner of an internal service (undisclosed). Internal security consultant for BPC's EMV and X.509 PKIs, various security-related matters and the security of the PQbyBCT mobile app, assisting BPC's ISO.

    • Information Security Consultant
      • Jun 2021 - May 2023

    • Information Security Officer
      • Feb 2012 - Jun 2021

      Brussels At Bancontact Payconiq Company (Bancontact is the leading Belgian debit card scheme), my main responsibility was ensuring IT security across the Bancontact payment system. This means that, together with the CTO, I set the security requirements for our members and certificate holders, I structured the Bancontact security certification programs, and I verified that they are complied with. I also managed the Bancontact X509 and EMV PKI, and I supervised the security aspects of the internal… Show more At Bancontact Payconiq Company (Bancontact is the leading Belgian debit card scheme), my main responsibility was ensuring IT security across the Bancontact payment system. This means that, together with the CTO, I set the security requirements for our members and certificate holders, I structured the Bancontact security certification programs, and I verified that they are complied with. I also managed the Bancontact X509 and EMV PKI, and I supervised the security aspects of the internal IT/Office infrastructure. My R&D activities at Bancontact were focused on mobile payments security (CP - HCE, CNP - e/mCom and SCT-based).

    • Belgium
    • IT Services and IT Consulting
    • 400 - 500 Employee
    • IAM and Payments internal consultant
      • Apr 2023 - Present

      La Hulpe, Walloon Region, Belgium

    • Belgium
    • Financial Services
    • 1 - 100 Employee
    • Product Owner
      • May 2021 - Mar 2023

    • Belgium
    • Research Services
    • 700 & Above Employee
    • Postdoctoral researcher
      • Jan 2013 - Dec 2015

      Leuven Some interesting follow-up activities on my PhD research, as a Free Researcher. I was the founding father :-) of the Opacity project, interfacing between the techies/researchers and the business side of things. The Opacity project aimed increase the transparency of digital processes affecting users'​ privacy. By giving end-users insight in how their data are handled, companies can actually show that they are dealing with these data in a responsible way. Providing such insight also… Show more Some interesting follow-up activities on my PhD research, as a Free Researcher. I was the founding father :-) of the Opacity project, interfacing between the techies/researchers and the business side of things. The Opacity project aimed increase the transparency of digital processes affecting users'​ privacy. By giving end-users insight in how their data are handled, companies can actually show that they are dealing with these data in a responsible way. Providing such insight also boosts customers'​ trust in online businesses. Because the Opacity kernel could also be used for auditable logging, it could be used for the secure logging of critical processes e.g., the logging of (serious) adverse events in clinical trials. Although the idea seemed attractive enough, especially with the GDPR coming up, we never made it further than demo/test integrations. Yet another lesson learned. Show less

    • Belgium
    • Financial Services
    • Information Security Advisor
      • Jan 2012 - Jun 2015

      Mechelen I was involved in the start-up to scale-up stage of CardWise/Xpenditure and joined when the team was ~5 people. I enjoyed observing Boris, the CEO, building and fine-tuning the product and the team with his typical enthusiasm. (Meanwhile, CardWise/Xpenditure has merged with iAlbatros into https://www.rydoo.com) I assisted the team in - security of the Xpenditure solution - acquiring research project funding, managing research projects - solving technical security… Show more I was involved in the start-up to scale-up stage of CardWise/Xpenditure and joined when the team was ~5 people. I enjoyed observing Boris, the CEO, building and fine-tuning the product and the team with his typical enthusiasm. (Meanwhile, CardWise/Xpenditure has merged with iAlbatros into https://www.rydoo.com) I assisted the team in - security of the Xpenditure solution - acquiring research project funding, managing research projects - solving technical security challenges. Show less

    • Belgium
    • Research Services
    • 700 & Above Employee
    • Researcher
      • Sep 1997 - Sep 2012

      Leuven Tasks: - Managing COSIC's input in several research projects: EU FP6/7, FWO, IWT, IBBT, DWTC. Financial & HR planning within these projects. Writing new (research) project proposals - Security analysis and security architecture design in applied research projects, a.o. EU FP6 PRIME and EU FP7 PrimeLife. Publications: http://www.esat.kuleuven.be/cosic/?page_id=350 Personal mission: doing my part in securing enough funding such that the group's PhD students and PostDocs can… Show more Tasks: - Managing COSIC's input in several research projects: EU FP6/7, FWO, IWT, IBBT, DWTC. Financial & HR planning within these projects. Writing new (research) project proposals - Security analysis and security architecture design in applied research projects, a.o. EU FP6 PRIME and EU FP7 PrimeLife. Publications: http://www.esat.kuleuven.be/cosic/?page_id=350 Personal mission: doing my part in securing enough funding such that the group's PhD students and PostDocs can focus on their work. Bringing the huge expertise of COSIC out in the open, such that it pays of -- to society and the group. Show less

    • Software Development
    • 100 - 200 Employee
    • Security officer / project manager
      • Oct 2011 - May 2012

      Antwerp - Daily management of the IBBT/CoMobile project - Assistance for the Clearpark BU's PCI-DSS compliance

    • Researcher/Project manager/coordinator
      • Oct 2004 - Sep 2011

      Gent My IBBT (now part of imec) tasks included following up on the scientific and administration part of running and past IBBT projects, streamlining all reporting to IBBT (financial, HR, publications, etc), and the most fun part of it all: scouting for new IBBT projects, contacting companies, looking for new opportunities, and assisting in submitting new IBBT project proposals.

Education

  • Katholieke Universiteit Leuven
    PhD, Engineering
    2002 - 2012
  • KU Leuven
    Licentiaat, Mathematics
    1995 - 1997
  • Universiteit Hasselt
    enige kandidatuur, Mathematics
    1994 - 1995
  • KU Leuven
    Kandidaat, Civil Engineering
    1992 - 1994
  • Inspiro College Houthalen
    Math & Science
    1986 - 1992

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