kandukuri sridhar
Credit Analyst at E Nxt - A TATA Enterprise- Claim this Profile
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Bio
Experience
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E Nxt - A TATA Enterprise
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India
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Financial Services
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400 - 500 Employee
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Credit Analyst
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Oct 2010 - Present
Present Work Experience: Organization: E-nxt Financials client to Tata Motor’s Finance ltd. As a CPA -Executive. At Warangal branch. Duration Oct-2010 to till date. (Under E-Nxt Financial Co. Rolls) My nature of work involves Login files with proper checking of KYC for both the vertical of CAR Loans and Commercial Vehicles; it involves taking care of pre-sanction and post-sanction process. Completing the internal process for Loan Sanctioning, and preparing Credit Approval memo for approval in view of Profile for the customer with the intention of Credit Authority. Detailed Job Profile: • Login of the File with proper checking of KYC documents & Financial Docs for CV and PV Loan’s processing. • Doing Internal Dedupe & Cibil Report for Applicant’s • Validating Financial status of applicant (Banking,IT,Repayment Track.etc) • Preparing CAM for applicant profile with capturing details like Strengths and weaknesses of Deal and forwarding to concern for Loan approvals. • And Uploading the Documents thru DMS system in to LOS • Checking the File from pre-sanction process to Post sanction. • Daily Followuping with FI and RCU agency for TAT • Preparing Daily MIS Report & TAT MIS. • RC Updating in CRM, Generating BP, Quote from SAP-CRM. • Generating of RO, only after File is Complete in all Respects. And send complete file to the Booking cell. • Daily Followuping of 1st 3 EMI’s Show less
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RELIANCE LIFE INSURANCE
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WARANGAL
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OPERATIONEXECUTTIVE
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Jan 2007 - Sep 2010
Reliance Life Insurance Company Ltd. Designation: Operations Executive Duration : Jan 2007- Sep-2010 Job Profile: • Under Writing of New Business and Advisor Recruitment Application. • Processing of NB Application in Web Token Receipting, in DCTM (Scanning of New business Application through Online Uploading). • Maintaining all trackers (New Business, NB Discrepancy, cheque bounced&CFR). • Ensuring Quality score is more than or equal to 90% • Follow up of NB Application, Contract Creation, and Underwriting & Issuance. • Processing of Cheque bounced cases of NB. • Handling of Claim Settlement Process. • Generating PIS (PAY IN SLIP) end of the day. • Resolving of sales queries on New Business Applications, ARF’s also. • Preparing of daily branch Expenses cash & bank Vouchers in PTS. • Handling of Petty cash of branch. • Preparing of monthly BANK RECONCELATION STATEMENT, PETTY CASH& BANK PAYMENT Registers. • Handling of Advisor Commission cheques at Branch and Reporting to HO for Refund cheques. • Follow up of Customer Surrenders &Withdrawn cheques at Branch. Customer Service: • Handling of Walk-in Customer queries & solving their problems at Branch level through using of ECRM (Easy Customer Relationship Management). • Customer Requests like Name Correction, Contact number changing, Address changing ,Top-up units allocation ,Fund switch etc…done at branch level only (Total work with Life Asia) • Follow-up the Renewal Premiums (CASH&CHEQUES). • Adherence to TAT for Complaints &Grievance resolution. • Customer Satisfaction levels-Policy holders &Advisors Managing the Complaints incidence rate. • Customer Service & Complaint Management. • Responsible for the quality of all written and verbal communications to the customers. Show less
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SRR PROJECTS PVT LTD
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HYDERABAD
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JUNIOR ACCOUNTANT
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Jan 2006 - Dec 2007
Designation : Accountant. Duration : JAN-2006 to DEC 2007. • Worked as an Junior Account in SRR Projects Pvt.ltd . Maintaining Petty cash,Ledger books , voucher Entries etc. Designation : Accountant. Duration : JAN-2006 to DEC 2007. • Worked as an Junior Account in SRR Projects Pvt.ltd . Maintaining Petty cash,Ledger books , voucher Entries etc.
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Education
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LALBHADUR POST GRADUATE COLLEGE
Master of Business Administration (M.B.A.), FINANCE