Kae Saechin, BSACS
Senior BSA Compliance Specialist at SAFE Credit Union- Claim this Profile
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English Native or bilingual proficiency
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Mien Native or bilingual proficiency
Topline Score
Bio
Credentials
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Active Listening: The Secret to Effective Communication
LinkedInJul, 2023- Nov, 2024 -
Mastering Self-Leadership
LinkedInJul, 2023- Nov, 2024 -
Strategic Thinking Tips to Solve Problems and Innovate
LinkedInJul, 2023- Nov, 2024 -
Customer Service: Serving Internal Customers
LinkedInJun, 2023- Nov, 2024 -
Get Promoted Faster: Act Like a Leader
LinkedInJun, 2023- Nov, 2024 -
Habits for Becoming Your Most Effective Self
LinkedInJun, 2023- Nov, 2024 -
High Performance Habits (Blinkist Summary)
LinkedInJun, 2023- Nov, 2024 -
How to Handle Conflict and Toxicity for Happier Workdays
LinkedInJun, 2023- Nov, 2024 -
Improving Your Leadership Communications
LinkedInJun, 2023- Nov, 2024 -
Strategic Thinking
LinkedInJun, 2023- Nov, 2024 -
Bank Secrecy Act Compliance Specialist (BSACS)
Credit Union National AssociationSep, 2020- Nov, 2024 -
California Tax Education Council, CTEC
-Dec, 2008- Nov, 2024 -
California Tax School, Jackson Hewitt Tax Service
-Dec, 2008- Nov, 2024
Experience
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SAFE Credit Union
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United States
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Financial Services
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500 - 600 Employee
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Senior BSA Compliance Specialist
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Aug 2019 - Present
Maintain the BSA/AML software and perform periodic reviews of risk rules. Review and take action on suspicious activity detected within the BSA/AML software and activity reports received from the branches/departments. Monitor CTR's for cash transactions that exceed $10,000 and ensure timely reporting. Monitor CTR's for multiple cash transactions that exceed $10,000 over a short period of time and ensure timely Suspicious Activity Reporting. * Monitor deposit accounts with negative balances or irregular activity and file Suspicious Activity Reports when appropriate. Perform periodic reviews of membership to identify high risk customers or accounts which would require an enhanced customer due diligence review. Maintain a current list of Specially Designated Nationals and Blocked Persons (SDN) and ensure that new and existing accountholders/borrowers are checked against the list when appropriate. * Perform electronic filing of SAR's within regulatory time frames after second level review. * Perform electronic filing of CTR's within regulatory time frames. Show less
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Golden 1 Credit Union
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United States
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Banking
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700 & Above Employee
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BSA Compliance Specialist II
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Dec 2003 - Aug 2019
Financial Invesigator II is a seasoned member of the Department, who specializes in the review of complex and high risk functions within the AML/BSA Department to ensure regulatory compliance with SAR filing, CIP, CDD/EDD and 314(b) Information Sharing requests. The Specialist II is responsible for the accurate and timely completion of SARs, by performing investigations of unusual or suspicious activity identified by an alert generated system. AML/BSA Specialist II’s will perform Member Due Diligence and Enhanced Due Diligence reviews to ensure compliance with CIP and KYC requirements, as well as assist with the identification and monitoring of High Risk Members. Additionally the AML/BSA Specialist II will assist the Senior AML/BSA Specialist with the timely completion and investigation of assigned 314(b) request. Evaluate member transactions and relationship for unusual, suspicious, or high-risk activity, for potential SAR filing and when necessary recommendation for restrictions or closure. Maintain a thorough understanding of state and federal laws and regulations related to credit union compliance including OFAC Sanctions, Executive Orders, FACTA, Bank Secrecy Act and Anti-Money Laundering laws appropriate to position. Prepare, amend and review SAR filings, accurately and timely. Review Member profiles to ensure completion of CIP and CDD/EDD requirements. Identify, investigate, and document reports of unusual or suspicious member activity which would be in violation of BSA reporting requirements. Maintain clear and accurate documentation of investigations for use in SAR reporting. Responsible for the operation of and processes related to CTR filings and Member Screening. Maintain a positive and informative experience when communicating with other Business Units. Act as liaison with other local and federal law enforcement, and other financial institutions. Review, research and disposition OFAC & FinCEN alerts, within deadlines. Show less
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U.S. Bank
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United States
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Banking
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700 & Above Employee
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Deposit Processing Specialist/Machine Operator
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Jul 2002 - Dec 2003
Provide customers and branch/department personnel a high level of service in an efficient and courteous manner.Identify and resolve, or lead others to resolve, issues that arise not in the normal course of business, especially those related to more complex or significant transactions. Use utmost care and judgments when identifying member related and or system integrity issues and ensure that they are escalated to the proper level of management for immediate resolution. In the case of member impact, ensure timely communication to management, so proper notifications can be disseminated throughout the company. Communicate and interact with customers and branch/department personnel to provide assistance on department related processes to ensure bank strategic goals are met. Perform a wide variety of tasks such as, ATM deposits, Mobile banking, loan and Visa payments, CheckFree/Metavante and/or remittance and transit processing within assigned limits, maintain accurate records and balance each day’s transactions in accordance with established policies and procedures. Process and balance mailed in and electronically received deposits and payments. Process, balance CheckFree/Metavante exceptions. Complete and send all corrections within established timelines. Complete in depth research relating to outages, member complaints, and other urgent department requests. Process and balance mailed in and electronically received deposits and payments, branch transit checks and ATM deposits. Review imaged deposits, key, adjust, hold according to established procedures. Operate a machine that sort ACH and ON-US checks to the various financial institutions, ensure accuracy of the sorting, package and ship the checks. Research and balanced general ledgers daily. 10-key data entry of dollar amounts on checks. Show less
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Education
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2009 - 2012
University of Phoenix
Associate of Arts (AA), Business Admistration -
2009 - 2012
University of Phoenix
Bachelor of Science (B.S.), Criminal Justice Administration with the emphasis in Human Services
Community
