Covenant Compliance Analyst

• Nov 2022 - Present

• Examine and monitor assigned portfolios for covenant requirements in loan documents and evaluate loan compliance. • Input and maintain loan and collateral data in the loan servicing system: accurately scrub and implement new loans to identify all covenants and confirm proper thresholds and calculations are met. • Correspond with Account Managers and Surveillance Analysts to receive required documentation as scheduled by the loan documents and to escalate any non-compliant loans. • Assist the Surveillance management team with special projects. • Develop and maintain processes and procedures for the group. Show less

Compliance Analyst

• Jul 2022 - Nov 2022

• Prepared reports of findings and recommendations for improvement in controls. Analyzed and compiled audit findings. Followed up with leadership to confirm responses to findings were appropriately implemented. • Reduced enterprise risk and protected firm and client assets by ensuring compliance with applicable regulations, key policies, and internal control procedures. • Accomplish objectives by bringing a planned, systematic, disciplined approach to evaluating and improving the effectiveness of the administrative process pertinent to best practices, efficiency, risk management, internal control, and governance. • Challenged existing policies and procedures to ensure they aligned with organizational objectives. • Performed periodic comprehensive reviews of third-party vendor due diligence and communicated significant changes. Show less

Licensed Float Banker

• Jan 2022 - Jul 2022

• Reviewed reports and completed audits as necessary for regulatory purposes.• Maintained solid knowledge of BSA/AML and OFAC banking regulations.• Collaborated with internal partners, such as small business officers, mortgage officers, and private wealth.• Acted as the liaison between the Bank and its existing and potential customers.• Engaged customers in quality conversations to identify and introduce appropriate financial solutions.

Healthcare Account Specialist/Universal Specialist

• Oct 2020 - Jan 2022

• Analyzed, reviewed, and communicated information for trustee transfers. • Remained up to date with policies and regulations of deposit accounts and provided program optimization.• Engaged with clients to promote growth and retain an established book of clients.• Explained, demonstrated, and promoted the competitive strengths of UMB products & services.

Real Estate Manager

• Jul 2018 - Aug 2021

• Generated a weekly sales forecast for development projects, including rental projections, property analyses, construction costs, and investment property metrics.• Formed and maintained professional relationships with investors and acquired funding for investment properties in pre-development.• Handled and enforced day-to-day operations and regularly delivered results to stakeholders.• Paid property expenses, including taxes, mortgages, payroll, insurance premiums, and maintenance costs for 45 company-owned properties annually. Outsourcing specialized labor saved $30,000 in operating costs within the first 60 days of accepting the role.• Made recommendations for mitigating risks and overcoming challenges.• Kept records accurate, detailed, and fully compliant with reporting requirements to meet state, local, and federal housing requirements.• Established relationships with investors and business partners to acquire funding for investment properties.• Retrieved documents necessary to acquire and purchase residential properties. Show less

Administrative Assistant

• May 2016 - Jul 2018